Immediate Hiring | Senior Credit Risk Audit Specialist | Toronto, Ontario, Canada (Hybrid) | Apply Now!
We are seeking a detail-oriented and analytical Internal Auditor to support audit engagements across Business Banking (Commercial, Small Business, Auto Finance) and Credit Risk Management functions.This role focuses on executing credit risk audits, performing loan file reviews, and assessing operational effectiveness of internal controls across product, operations, and second-line risk management teams.
Job Title: Credit Risk Audit SpecialistLocation: Toronto, Ontario, Canada (Hybrid)Duration: 12 Months (Possible Extension/Conversion)
ResponsibilitiesExecute credit file reviews and operational risk audit programs.Assess business risks and evaluate processes within Commercial Banking and Credit Risk functions.Develop, update, and execute audit programs aligned with established standards.Perform audit testing to ensure controls are designed and operating effectively.Present objective conclusions and actionable recommendations to business stakeholders.Communicate audit findings clearly and professionally during and after fieldwork.Conduct follow-up reviews on audit and regulatory findings.Stay current on evolving regulatory requirements and emerging industry risks.Build strong working relationships across audit teams and business partners.Support team and divisional goals through collaboration and knowledge sharing.
QualificationsMinimum 3 years of lending or loan file review experience in a Commercial Banking environment (required).Strong understanding of Commercial Lending, Business Banking, Auto Finance, or Credit Risk Management.Experience executing operational effectiveness testing of controls.Excellent analytical skills with the ability to evaluate complex credit and operational risks.Strong verbal and written communication skills.Proven ability to manage multiple priorities and meet deadlines in a dynamic environment.Strong interpersonal skills and business acumen
Education & CertificationsUniversity degree or equivalent work experience required.CPA, CA, CGA, CIA, or other audit/accounting designation considered an asset.