Position: Senior Manager or Senior Expert – Interest Rate Risk ManagementLocation: Montreal or Toronto
Role OverviewAs a Senior Manager or Senior Expert in Interest Rate Risk Management, you will be responsible for identifying, analyzing, and managing internal and external risk factors impacting the bank’s balance sheet and interest rate exposures. You will play a key role in ensuring sound governance, challenging risk assumptions and models, and enhancing interest rate risk frameworks. Your work will directly support the institution's financial resilience and risk oversight in a dynamic rate environment.
Key ResponsibilitiesInterest Rate Risk Expertise: Analyze core banking products and assess their implications for interest rate risk and asset-liability management strategies.Risk Investigation: Investigate interest rate risk models and systems, ensuring alignment between stress assumptions and the actual behavior of the bank’s balance sheet.Process Improvement: Build, run, maintain, and enhance tools used to measure and monitor interest rate risk, driving process improvements.Financial and Balance Sheet Analysis: Apply strong financial concepts to understand cash flow forecasts, asset-liability dynamics, and key assumptions driving risk metrics.Framework Implementation: Contribute to the development and implementation of enterprise-wide interest rate risk management frameworks and policies.Risk Appetite Monitoring: Monitor interest rate risk exposures against defined limits and ensure compliance within the institution’s approved risk appetite.Emerging Risk Identification: Detect emerging risks, trends, and market drivers that could impact interest rate exposures and strategic decision-making.Independent Oversight: Provide second-line independent challenge and oversight of interest rate risk models, assumptions, and management practices.Executive Reporting: Prepare clear, impactful executive reporting to facilitate oversight by senior leadership and committees.New Product Review: Participate actively in the review and risk assessment of new products, services, and initiatives to ensure interest rate risk considerations are embedded.
QualificationsEducation:Completed Bachelor’s degree related to Finance, Economics, Risk Management, or a similar field, combined with at least 10 years of relevant experience.OR a completed Master’s degree in a related field with at least 8 years of relevant experience.Other equivalent combinations of education and experience may be considered.Technical and Analytical Skills:Strong analytical ability to interpret complex financial data and translate it into actionable risk insights.Advanced skills with MS Office (Excel, PowerPoint); experience with QRM or other ALM/Risk tools is an asset.Banking and Regulatory Knowledge:Deep understanding of core banking products, cash flow forecasting, balance sheet behavior, and Canadian regulatory frameworks for interest rate risk management.Leadership and Collaboration:Proven leadership abilities and experience managing small teams (for Senior Manager level).Strong partnership and influencing skills to engage with stakeholders across Treasury, Risk, Finance, and the business lines.Communication and Reporting:Excellent written and verbal communication skills; ability to convey complex risk concepts clearly to executive audiences.Priority and Problem Solving:Strong ability to manage multiple priorities simultaneously, with a proactive approach to problem-solving and continuous improvement.
Why Join?You will have the opportunity to work on complex, high-impact interest rate risk management challenges in a dynamic environment. You will contribute to strengthening risk governance and ensuring the institution remains resilient in evolving economic and regulatory landscapes.
Senior Manager or Senior Expert – Liquidity and Funding Risk ManagementLocation: Montreal or Toronto
Role OverviewAs a Senior Manager or Senior Expert in Liquidity and Funding Risk Management, you will be responsible for identifying, analyzing, and managing internal and external risk factors impacting the institution’s balance sheet, funding strategy, and liquidity profile. You will ensure strong governance, challenge liquidity assumptions and models, and contribute to maintaining a resilient and well-managed balance sheet under both normal and stressed conditions.
Key ResponsibilitiesLiquidity and Treasury Expertise: Analyze core banking and capital markets products and assess their impact on liquidity and funding risk management.Liquidity and funding stress scenarios framework: Actively participate in development of new and enhancement of existing liquidity and funding stress scenarios.Governance and documentation: Be a key player in the establishment, enhancement and maintenance of comprehensive documentation related to liquidity and funding risk management activities.Model Investigation: Investigate liquidity models and stress assumptions to ensure alignment with business realities and funding structures.Process and Tool Enhancement: Build, maintain, and improve analytical tools that measure and monitor liquidity risk exposures.Balance Sheet and Cash Flow Analysis: Apply financial expertise to interpret asset and liability cash flow projections under various liquidity scenarios.Framework Implementation: Support the development and maintenance of enterprise-wide liquidity and funding risk management frameworks and policies.Risk Appetite Monitoring: Ensure liquidity exposures are actively monitored and managed within defined risk appetite limits.Emerging Risk Monitoring: Identify new and emerging trends in liquidity and funding markets to proactively inform decision-making.Independent Oversight: Provide strong second-line challenge and oversight of liquidity and funding risk management practices.Executive Reporting: Develop clear, insightful executive reporting to enhance governance and supervision of liquidity risk.New Product Review: Evaluate liquidity cost, benefit, and risk impacts as part of the new product approval process.
QualificationsEducation:Bachelor’s degree in Finance, Economics, Risk Management, or a related field, with 10+ years of relevant experience.OR a Master’s degree in a related field with 8+ years of experience.Other equivalent combinations of education and experience may be considered.Technical and Analytical Skills:Strong analytical skills with the ability to investigate and interpret complex financial data.Advanced MS Office skills; SQL knowledge is considered an asset.Banking and Regulatory Knowledge:Deep understanding of capital markets and core banking products.Solid grasp of Canadian regulatory frameworks for liquidity risk management.Leadership and Collaboration:Demonstrated leadership experience and ability to build effective partnerships across Treasury, Risk, Finance, and business lines.Communication and Reporting:Excellent verbal and written communication skills; ability to convey technical liquidity risk concepts to executive stakeholders.Priority and Problem Solving:Strong multitasking skills with the ability to manage competing priorities effectively.
Why Join?You will play a critical role in safeguarding the institution’s liquidity and funding position, helping to maintain financial stability and strategic flexibility in an evolving market environment.
Job DescriptionSenior Manager or Senior Expert – Liquidity and Funding Risk ManagementLocation: Montreal or Toronto
Role OverviewAs a Senior Manager or Senior Expert in Liquidity and Funding Risk Management, you will be responsible for identifying, analyzing, and managing internal and external risk factors impacting the institution’s balance sheet, funding strategy, and liquidity profile. You will ensure strong governance, challenge liquidity assumptions and models, and contribute to maintaining a resilient and well-managed balance sheet under both normal and stressed conditions.
Key ResponsibilitiesLiquidity and Treasury Expertise: Analyze core banking and capital markets products and assess their impact on liquidity and funding risk management.Liquidity and funding stress scenarios framework: Actively participate in development of new and enhancement of existing liquidity and funding stress scenarios.Governance and documentation: Be a key player in the establishment, enhancement and maintenance of comprehensive documentation related to liquidity and funding risk management activities.Model Investigation: Investigate liquidity models and stress assumptions to ensure alignment with business realities and funding structures.Process and Tool Enhancement: Build, maintain, and improve analytical tools that measure and monitor liquidity risk exposures.Balance Sheet and Cash Flow Analysis: Apply financial expertise to interpret asset and liability cash flow projections under various liquidity scenarios.Framework Implementation: Support the development and maintenance of enterprise-wide liquidity and funding risk management frameworks and policies.Risk Appetite Monitoring: Ensure liquidity exposures are actively monitored and managed within defined risk appetite limits.Emerging Risk Monitoring: Identify new and emerging trends in liquidity and funding markets to proactively inform decision-making.Independent Oversight: Provide strong second-line challenge and oversight of liquidity and funding risk management practices.Executive Reporting: Develop clear, insightful executive reporting to enhance governance and supervision of liquidity risk.New Product Review: Evaluate liquidity cost, benefit, and risk impacts as part of the new product approval process.
QualificationsEducation:Bachelor’s degree in Finance, Economics, Risk Management, or a related field, with 10+ years of relevant experience.OR a Master’s degree in a related field with 8+ years of experience.Other equivalent combinations of education and experience may be considered.Technical and Analytical Skills:Strong analytical skills with the ability to investigate and interpret complex financial data.Advanced MS Office skills; SQL knowledge is considered an asset.Banking and Regulatory Knowledge:Deep understanding of capital markets and core banking products.Solid grasp of Canadian regulatory frameworks for liquidity risk management.Leadership and Collaboration:Demonstrated leadership experience and ability to build effective partnerships across Treasury, Risk, Finance, and business lines.Communication and Reporting:Excellent verbal and written communication skills; ability to convey technical liquidity risk concepts to executive stakeholders.Priority and Problem Solving:Strong multitasking skills with the ability to manage competing priorities effectively.
Why Join?You will play a critical role in safeguarding the institution’s liquidity and funding position, helping to maintain financial stability and strategic flexibility in an evolving market environment.
Job DescriptionPosition: Senior Manager or Senior Expert – Interest Rate Risk ManagementLocation: Montreal or Toronto
Role OverviewAs a Senior Manager or Senior Expert in Interest Rate Risk Management, you will be responsible for identifying, analyzing, and managing internal and external risk factors impacting the bank’s balance sheet and interest rate exposures. You will play a key role in ensuring sound governance, challenging risk assumptions and models, and enhancing interest rate risk frameworks. Your work will directly support the institution's financial resilience and risk oversight in a dynamic rate environment.
Key ResponsibilitiesInterest Rate Risk Expertise: Analyze core banking products and assess their implications for interest rate risk and asset-liability management strategies.Risk Investigation: Investigate interest rate risk models and systems, ensuring alignment between stress assumptions and the actual behavior of the bank’s balance sheet.Process Improvement: Build, run, maintain, and enhance tools used to measure and monitor interest rate risk, driving process improvements.Financial and Balance Sheet Analysis: Apply strong financial concepts to understand cash flow forecasts, asset-liability dynamics, and key assumptions driving risk metrics.Framework Implementation: Contribute to the development and implementation of enterprise-wide interest rate risk management frameworks and policies.Risk Appetite Monitoring: Monitor interest rate risk exposures against defined limits and ensure compliance within the institution’s approved risk appetite.Emerging Risk Identification: Detect emerging risks, trends, and market drivers that could impact interest rate exposures and strategic decision-making.Independent Oversight: Provide second-line independent challenge and oversight of interest rate risk models, assumptions, and management practices.Executive Reporting: Prepare clear, impactful executive reporting to facilitate oversight by senior leadership and committees.New Product Review: Participate actively in the review and risk assessment of new products, services, and initiatives to ensure interest rate risk considerations are embedded.
QualificationsEducation:Completed Bachelor’s degree related to Finance, Economics, Risk Management, or a similar field, combined with at least 10 years of relevant experience.OR a completed Master’s degree in a related field with at least 8 years of relevant experience.Other equivalent combinations of education and experience may be considered.Technical and Analytical Skills:Strong analytical ability to interpret complex financial data and translate it into actionable risk insights.Advanced skills with MS Office (Excel, PowerPoint); experience with QRM or other ALM/Risk tools is an asset.Banking and Regulatory Knowledge:Deep understanding of core banking products, cash flow forecasting, balance sheet behavior, and Canadian regulatory frameworks for interest rate risk management.Leadership and Collaboration:Proven leadership abilities and experience managing small teams (for Senior Manager level).Strong partnership and influencing skills to engage with stakeholders across Treasury, Risk, Finance, and the business lines.Communication and Reporting:Excellent written and verbal communication skills; ability to convey complex risk concepts clearly to executive audiences.Priority and Problem Solving:Strong ability to manage multiple priorities simultaneously, with a proactive approach to problem-solving and continuous improvement.
Why Join?You will have the opportunity to work on complex, high-impact interest rate risk management challenges in a dynamic environment. You will contribute to strengthening risk governance and ensuring the institution remains resilient in evolving economic and regulatory landscapes.
