Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Lead Software Engineer Overview
The AI & Decision Engineering Platform powers intelligent, real-time decisioning for Mastercard's fraud prevention and identity validation solutions. This program enables streaming analytics, governed decision-making, and outcome management with business agility at global scale.
Our platform leverages business rules engines, AI-driven decisioning, streaming big data clusters, in-memory data grids, APIs, and intuitive UIs to deliver decisions in milliseconds across billions of transactions worldwide.
As a Lead Engineer, you will play a pivotal role in driving technical excellence across multiple projects, mentoring engineers, and shaping the architecture for next generation decisioning capabilities. You'll lead design discussions, enforce coding standards, and ensure automation and scalability are at the core of every solution. This is a hybrid position based in Vancouver, requiring three days on-site per week.
Role:
• Develop backend services using Java, leveraging frameworks like Spring and gRPC for high-performance applications.
• Own AI model deployment pipelines, focusing on automation for deployment and validation in production environments.
• Drive design discussions and technical forums, propose alternatives, and ensure optimal architecture and coding standards.
• Manage Kubernetes clusters, oversee containerized workloads, and support cloud migration (AWS) from on-prem environments.
• Mentor and coach engineers, fostering technical excellence and continuous improvement within a team of 8-9 developers and cross-functional stakeholders.
• Review code and designs, enforce best practices, and ensure delivery of secure, maintainable, and high-quality solutions.
• Collaborate across teams, manage multiple projects, and steer technical training and knowledge-sharing initiatives.
All About You:
• Strong expertise in Java, Spring, gRPC, and backend service development.
• Hands-on experience with CI/CD pipelines (Jenkins), Kubernetes, and container orchestration.
• Familiarity with cloud platforms (AWS) and migration strategies.
• Proven ability to lead design discussions, review code, and enforce engineering standards.
• Experience mentoring engineers and managing technical forums.
• Knowledge of AI model deployment, automation frameworks, and streaming architectures.
• Familiarity with IBM ODM, Kafka, and distributed systems.
• Exposure to microservices, Docker, and cloud-native patterns.
• Ownership & Accountability: Drives outcomes and sets technical direction.
• Collaboration: Works effectively across global teams and stakeholders.
• Leadership: Inspires and mentors engineers, promotes technical rigor.
• Adaptability: Thrives in fast-paced, evolving environments. Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard's security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines. Pay Ranges Vancouver, Canada: $127,000 - $203,000 CAD
Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Associate Managing Consultant, Advisors & Consulting Services, Cyber SME Services within Mastercard is responsible for acquiring, engaging, and retaining customers by managing fraud and risk, enhancing cybersecurity and threat intelligence, and improving the digital payments experience. We provide value-added services and leverage expertise, data-driven insights, and execution. Our Advisors & Consulting Services team combines traditional management consulting with Mastercard's rich data assets, proprietary platforms, and technologies to provide clients with powerful strategic insights and recommendations. Mastercard Advisors works with a diverse global customer base across industries, from banking and payments to retail and restaurants.
In this role you will lead delivery of multiple client engagements across direct and network distribution channels, industries and types of projects, such as threat intelligence program transformation, cybersecurity risk management, cyber crisis management and breach and attack simulation. You will structure engagements to address client problems and support sales teams. You will lead and be a key resource to others to identify creative and useful analyses to address client problems, synthesize analyses into clear, sound recommendations, and share findings through impactful storylines and deliverables.
In leading the problem-solving process to drive high-value decisions, you will mentor and coach junior teammates and contribute to Mastercard's knowledge management and best practices. At Mastercard, you are expected to not only have a tremendous impact in transforming our clients, but also have a leading role in shaping the future of the threat intelligence cybersecurity and services.
Roles and Responsibilities
• Delivery of client projects and solutions for assessing and improving threat intelligence programs, assess risk exposure, identify threat landscape, protect against attacks, and orchestrate continual improvements of cybersecurity and threat intelligence programs.
• Assist with sales and product management activities such as technical pre-sales support and creation of products bundles.
• Led definition and development of deliverables to solve client problems, address and communicate difficult client situations, and produce actionable recommendations.
• Create positive team environment and support collaboration across multiple teams to produce outstanding deliverables.
• Identify opportunities to leverage threat intelligence, cybersecurity and other services capabilities, including identification of cross-sell opportunities.
• Manage and collaborate with other assigned resources on engagements to drive results, including engaging internal stakeholders from business development and client account management.
• End-to-end project management including project planning, documentation, scheduling, finances, implementation and measurement.
• Manage third-parties, internal and external stakeholders.
• Serve as a trusted client advisor.
• Ensure delivery of threat intelligence and cybersecurity services, projects and solutions while maintaining the highest standards of quality in our customer relationships.
• Identify, track, and mitigate risks and issues identified throughout the delivery of initiatives.
• Ensure completion of projects in an efficient and cost-effective manner in line with deadlines and required structures.
• Contribute to evolving our products supporting the Global and Regional product strategy.
• Build relationships with clients and key internal stakeholders as a subject matter expert and trusted engagement leader.
Basic Qualifications
• 7+ years experience with threat intelligence and cybersecurity advisory services in a consulting organization (Manager or higher level) with team management responsibility in projects.
• Undergraduate degree with work experience in consulting, corporate strategy, business intelligence, business line management, or product management
• Experience in assessing and building threat intelligence and cybersecurity programs and solutions that balance protection and business needs.
• Strong capability in data analysis, translating raw data from cyber threat intelligence into actionable insights.
• Experience with the application of information security standards and good practices such as PCI-DSS, HIPAA, ISO27001, NIST, CIS, CSA
• Hands-on experience in executing and managing cyber security risk & controls assessments and/or audits.
• Demonstrated working experience with security technologies and processes such as threat intelligence, cloud security, crisis and incident response management, third party risk management, security in disruptive technologies such AI - Artificial Intelligence, Cyber Risk Quantification, web application firewall, identity theft protection.
• Exceptional analytical and quantitative problem-solving skills and ability to structure analyses to from cybersecurity data-driven solutions.
• Demonstrated ability to build trust-based relationships
• Ability to balance strategic thinking with detailed tactical execution skills to drive overall client impact and ability to make quick decisions in challenging, ambiguous situations.
• Industry savvy, understanding emerging cyber trends and using market opportunities.
• Experience in a matrix organization structure, managing and building relationships with internal and external stakeholders effectively.
• Excellent coordination and project management skills to manage multiple projects and work streams effectively.
• Experience working in a fast paced, dynamic environment with a flexibility to multitask and handle multiple requests with varying degrees of priority simultaneously.
• Excellent communication and presentation skills, capable of articulate storytelling and translating complex insights into compelling narratives that resonate with clients.
• Advanced Word, Excel, and PowerPoint skills.
Preferred Qualifications
• Experience generating new knowledge or creating innovative solutions for a firm
• Experience coaching junior delivery consultants
• Relevant industry expertise (payments or financial services preferred)
• Cybersecurity and Threat Intelligence (preferred)
• Fraud within Payments/ financial services
• MBA or master's degree with relevant specialization (not required)
• Desirable certifications C TIA, GCTI, CISM, CISA, CRISC, CISSP
• Spanish and/or Portuguese proficiency are desirable
This role is not eligible for Mastercard's work authorization sponsorship. As such, candidates must be eligible to work in the US or Canada without employer sponsorship. Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard's security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Senior Software Engineer Who is Mastercard?
Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.
Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.
Overview
Mastercard Security Solutions develops and delivers world-class risk, security
products, and services for Mastercard customers across the globe. As part of this organization, the Strategic Data Acquisitions team is responsible for:
Providing Risk analytics data and insights to Mastercard and its worldwide
customers. Maintenance of existing and development of new risk solutions and monitoring data driven products/services.
The RiskRecon team is looking for a Senior Software Engineer to lead and help a team in designing, developing, and delivering risk assessment software solutions with a high level of innovation as well as integrations in support of Mastercard and its customers. The challenge is to create a high-performing platform, compelling visualizations, and intuitive workflows that allow users to derive insights and in turn protect their assets.
Role
• Design, develop, and maintain high-performance, scalable, and reusable code.
• Enhance existing solutions and build new full-stack applications that drive business value.
• Own the full software development lifecycle-from gathering requirements and designing solutions to implementation, testing, deployment, and maintenance.
• Create high-quality technical documentation, including requirements specifications, use cases, test strategies, performance benchmarks, deployment plans, and feasibility studies.
• Troubleshoot and resolve production issues, ensuring system stability and reliability.
• Collaborate closely with Quality Assurance engineers to ensure comprehensive test coverage, including unit, integration, system, and performance testing.
• Continuously seek opportunities to improve system performance, security, and user experience.
All About You
• Strong Python experience with the ability to quickly learn new programming languages.
• Familiarity with Elixir, React/JavaScript, HTML, CSS, AWS, and Terraform is a plus.
• Hands-on experience with Docker and containerized applications.
• Knowledge of databases and technologies like PostgreSQL, MongoDB, Elasticsearch, Kubernetes, and Kafka.
• Strong grasp of software engineering principles and agile methodologies.
• Experience developing large-scale, secure web applications in a fast-paced environment.
• Excellent communication skills and a proactive, problem-solving mindset.
• Bachelor's degree in Computer Science or equivalent experience
Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard's security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Senior Software Engineer (IBM ODM) Who is Mastercard?
Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.
Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.
Overview
The Business Rules Engineering & Strategy team is looking for a Senior Software Engineer to drive forth our mission of building robust IBM ODM Rule solutions that provide transaction-level decisions, alerting and notifications. Business Rules embed intelligence into the transactional cycle by leveraging scoring models, cohesive rule strategies and behavioral data, and when combined with our agile rule development & deployment capabilities, results in a competitive advantage for all stakeholders, in the entire payment ecosystem.
Role
• List Provide technical expertise for fraud prediction applications, which include mission-critical, high-volume transaction processing systems
• Analyze customer requests for Fraud Rule changes and provide feedback on the capabilities and effectiveness of solutions
• Design effective rule strategies to identify and provide solutions for customers
• Develop and implement rule changes in an agile environment
• Validate rule changes against transaction data and ensure quality is enforced
All About You
• The ideal candidate for this position should:
• Have a bachelor's degree in Information Systems, Information Technology, Computer Science or Engineering or equivalent work experience.
• Have IBM Operational Decision Manager software experience
• Have current experience in delivering technical solutions and capabilities to meet business and product strategies, including a focused relationship with technical and business providers. Financial Services or Payments experience a plus.
• Direct experience with the development of custom software applications and services across a variety of technology selections and frameworks.
• Experience with software engineering concepts and methodologies, including agile lifecycles, testing automation, and behaviour-driven development.
• Strong background in object-oriented architecture, design, and development. Direct Java experience preferred. Experience with multiple OO languages and SQL a plus.
• High-energy and detail-oriented, with the ability to function under pressure in an independent environment with a high degree of initiative and self-motivation to drive results; good at organizing and planning for several concurrent initiatives with conflicting needs.
• Interested in building solutions that help recognize and prevent payment fraud?
• Strong sense of curiosity, analytical problem solving and is passionate about the customer experience journey
• Flexible work style with the ability to quickly pivot to new priorities Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard's security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines. Pay Ranges Vancouver, Canada: $111,000 - $160,000 CAD
Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Associate Managing Consultant, Advisors & Consulting Services, Performance Analytics Consultant (Configured Delivery) - Mastercard Advisors
All About Us
MasterCard Advisors, the professional services arm of Mastercard, provides payments-focused consulting services (including business strategy, proposition & operating model design, performance optimisation, marketing, information and risk management) to financial institutions and merchants worldwide.
With its unique payments expertise, deep understanding of customer needs and successful track record in addressing complex challenges throughout the payments lifecycle, MasterCard Advisors has established a strong track record of successfully addressing the challenges and opportunities of its clients
• Are you motivated by developing new consulting models, leading to insights into issues and developing recommendations that add real value to clients?
• Can you develop key hypotheses and construct logical storylines?
• Do you want to play a key role in driving a world beyond cash?
Your Responsibilities
The Consultant is a team member who actively contributes to delivering consulting projects for MasterCard Advisors clients.
• Contributes towards the development of strategies and programs for large, strategically important global clients from a central delivery hub
• Obtain data from multiple sources, collate, analyse and triangulate information to develop reliable fact bases and reports
• Apply a range of quantitative and qualitative analytical techniques to rigorously identify client issues and synthesise the analysis into clear, sound recommendations
• Structure and prepare draft reports and client steering committee presentations
• Present draft reports to key stakeholders for review and feedback
• Plan, organize and structure own work to manage time and effort effectively within project budget / profitability expectations
• Extract intellectual capital from engagement work and actively develop and share tools, methods and best practices across projects
• Build network of contacts and internal relationships across MasterCard to support information gathering and data analysis
All About You
• Demonstrable consulting skills
• Bachelors degree or equivalent qualification. Advanced degree or MBA preferred
• Professional level English language capability
• Strong analytical, interpretive and problem solving skills, including the proven ability to interpret large amounts of data, some of it ambiguous, and translate it into concise rational output that includes recommendations based upon core findings.
• Strong presence & communication skills - both interpersonal & written
• Excellent client management & engagement management skills; collaborates well across multiple communication channels
• Proven team player with proven ability to work with all levels in a highly intellectual, collaborative, and fast paced environment
Key Words: Strategy Consultant, Associate, Senior Associate, Consultant, Analyst Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard's security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines. Pay Ranges Vancouver, Canada: $100,000 - $155,000 CAD
Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Sr. Data Scientist Overview:
Services within Mastercard is responsible for acquiring, engaging, and retaining customers by managing fraud and risk, enhancing cybersecurity, and improving the digital payments experience. We provide value-added services and leverage expertise, data-driven insights, and execution.
We are seeking a highly skilled and motivated Senior Data Scientist to join our Cyber Analytics team within the Security Solutions Data Science organization. This role is critical to driving advanced analytics initiatives, improving fraud detection capabilities, and supporting strategic decision-making across cybersecurity and payment fraud domains.
You will:
• Lead data science projects focused on cyber analytics and fraud detection that will guide strategic decisions and uncover optimization opportunities.
• Build, develop, and maintain innovative data-driven analytical solutions, including predictive models and machine learning algorithms, on large volumes of data to support analytics and reporting needs across products, markets, and services.
• Identify compromised payment accounts through internal and external data feeds, scanning for anomalies in payments at merchant locations, tracking common points of purchase for compromised cards, and assessing additional data sources for value-add.
• Collaborate with cross-functional teams including product, engineering, and operations to deliver scalable solutions.
• Translate clients and stakeholder needs into technical analyses and/or solutions. Communicate results and business impacts of insight initiatives to senior leadership and stakeholders.
All About You:
• Experienced in building machine learning models in Python and working with large-scale distributed data processing frameworks, such as Apache Spark and Hadoop.
• Experienced in data management and data mining with SQL, optimizing performance, building data pipelines, and quantitative analysis.
• Experience with cloud platforms, such as AWS, is a plus.
• Familiarity with the payment card industry, fraud, and cyber security.
• Excellent communication, good presentation skills. Able to partner with a diverse set of stakeholders, from product to engineering to marketing and legal. Incisive understanding of customer needs.
• Bachelor's in Data or Computer Science, Information Technology, Engineering, Mathematics, Statistics, or similar field.
• Recognized Data Science related certifications a plus.
• Previous work experience in data science, ideally in the payments- or cybersecurity-related industry.
• Excellent quantitative, technical, and communication skills.
• Self-motivated, curious, operates with a sense of urgency.
• Passion for Cybersecurity and profound interest in learning new tools, threat vectors, attack techniques, technologies, and best practices in preventing against cybersecurity incidents Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard's security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Data Scientist Job Description Summary
Overview:
Services within Mastercard is responsible for acquiring, engaging, and retaining customers by managing fraud and risk, enhancing cybersecurity, and improving the digital payments experience. We provide value-added services and leverage expertise, data-driven insights, and execution.
We are seeking a highly skilled and motivated Data Scientist to join our Cyber Analytics team within the Security Solutions Data Science organization. This role is critical to driving advanced analytics initiatives, improving fraud detection capabilities, and supporting strategic decision-making across cybersecurity and payment fraud domains.
You will:
• Build, develop, and maintain innovative data-driven analytical solutions, including predictive models and machine learning algorithms, on large volumes of data to support analytics and reporting needs across products, markets, and services.
• Identify compromised payment accounts through internal and external data feeds, scanning for anomalies in payments at merchant locations, tracking common points of purchase for compromised cards, and assessing additional data sources for value-add.
• Collaborate with cross-functional teams including product, engineering, and operations to deliver scalable solutions.
• Translate clients and stakeholder needs into technical analyses and/or solutions. Communicate results and business impacts of insight initiatives to senior leadership and stakeholders.
All About You:
• Experienced in building machine learning models in Python.
• Experience working with large-scale distributed data processing frameworks, such as Apache Spark and Hadoop is a plus.
• Experienced in data management and data mining with SQL, optimizing performance, building data pipelines, and quantitative analysis.
• Experience with cloud platforms, such as AWS, is a plus.
• Familiarity with the payment card industry, fraud, and cyber security is a plus.
• Excellent communication, good presentation skills. Able to partner with a diverse set of stakeholders, from product to engineering to marketing and legal. Incisive understanding of customer needs.
• Bachelor's in Data or Computer Science, Information Technology, Engineering, Mathematics, Statistics, or similar field.
• Recognized Data Science related certifications a plus.
• Previous work experience in data science, ideally in the payments- or cybersecurity-related industry is a plus.
• Excellent quantitative, technical, and communication skills.
• Self-motivated, curious, operates with a sense of urgency.
• Passion for Cybersecurity and profound interest in learning new tools, threat vectors, attack techniques, technologies, and best practices in preventing against cybersecurity incidents Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard's security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Director Data Engineering, Marketing Technology Solutions Director Data Engineering, Marketing Technology Solutions
Who is Mastercard?
Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.
Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.
Overview
The Marketing Technology Solutions team at Mastercard is looking for a Senior Data Engineer to design, develop, and maintain data and analytics solutions that support Mastercard's B2B marketing initiatives. This role is key in building the data environment and integrations that will power advanced omni-channel marketing campaigns. As part of a small, collaborative team, you will work with large-scale data sets to unlock the value of big data across the global marketing team.
The ideal candidate is a hands-on engineer with a strong background in data engineering, a passion for building scalable solutions, and a commitment to driving business impact.
Role:
• Build and lead a team based in Toronto, Canada to build Mastercard's global marketing data platform to enable real time analytics and customer segmentation.
• Drive the evolution of data-driven marketing at Mastercard with a strong emphasis on data engineering and data science, ensuring impactful advancements in data quality, scalability, and efficiency.
• Develop and fine-tune methods and algorithms to generate precise, high-quality data at scale, including the creation and maintenance of feature stores, analytical stores and curated datasets for enhanced data integrity and usability.
• Solve complex data challenges involving multi-layered data sets though the building of data pipelines, libraries, and frameworks.
• Provide support for deployed data applications and analytical models, identifying data issues and guiding resolutions.
• Ensure proper data governance policies are followed by implementing or validating data lineage, quality checks, classification, etc.
• Integrate diverse data sources, including real-time, streaming, batch, and API-based data, to enrich platform insights and drive data-driven decision-making.
• Experiment with new tools to streamline the development, testing, deployment, and running of our data pipelines.
• Collaborate with cross-functional teams to determine priority problems and innovative solutions.
• Develop and enforce best practices for data engineering, including coding standards, code reviews, and documentation.
• Ensure data security and privacy compliance, implementing measures to protect sensitive data.
All About You:
• Bachelor's degree in Computer Science, Software Engineering, or a related field
• Experience building and leading teams through initial development.
• Inspirational leader with a strong focus on developing and growing talent.
• Extensive hands-on experience in Data Engineering, including implementing multiple end-to-end data warehouse projects in Big Data environments.
• Proven track record in building and deploying production level data driven applications and data processing workflows/pipelines.
• Proficiency in application development frameworks (Python, Java/Scala) and data processing/storage frameworks (Databricks, Spark, Kafka).
• Experience in designing and managing data orchestration workflows using tools such as Apache NiFi, Apache Airflow, or similar platforms to automate and streamline data pipelines using various types of Databricks connectors like Lakeflow and Spark Python Data Source API and Auto loader.
• Experience with performance tuning of database schemas, databases, SQL, ETL jobs, and related scripts, Unity catalog and Delta Live tables
• Experience of working in Agile teams
• Experience in building and deploying production-level data-driven applications and data processing workflows/pipelines and/or implementing machine learning systems at scale using Java, Scala, or Python. This includes all phases such as data ingestion, feature engineering, modeling, tuning, evaluating, monitoring, and presenting analytics.
• Experience in developing integrated cloud applications such as Databricks and AWS.
• Excellent analytical and problem-solving skills, with the ability to analyze complex data issues and develop practical solutions.
• Strong communication and interpersonal skills, with the ability to collaborate effectively with and facilitate activities across cross-functional teams, geographically distributed, and stakeholders.
Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard's security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Lead Software Engineer Lead Software Engineer
Who is Mastercard?
Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.
Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.
Overview
The RiskRecon team is looking for a Lead Software Engineer to lead and help a team in designing, developing, and delivering risk assessment software solutions with a high level of innovation as well as integrations in support of Mastercard and its customers. The challenge is to create a high-performing platform, compelling visualizations, and intuitive workflows that allow users to derive insights and in turn protect their assets.
Role
Design, code, document, and test components/subsystems to a high standard, ensuring solutions are easily maintainable and tracked in a version control system.
Must be solutions-oriented-ultimately finding and implementing the 'best fit' solution to address the requirement on time while interpreting technical specifications to produce detailed designs with future extension in mind.
Perform functional and performance testing of solutions, collaborate with other Software Engineers on testing processes, and ensure adequate test coverage in unit testing, system testing/integration, and performance testing.
Provide task estimates, assess the level of complexity, and provide input to project scheduling while ensuring tasks get executed on time and to required standards.
Pass on knowledge of various technologies to other team members and functions while designing, building, and maintaining efficient, reusable, and reliable code.
Improve existing and build new full-stack solutions while being accountable for the full systems development life cycle, including high-quality requirements documents, use cases, design, test strategy, performance benchmarking, and deployment plans.
Conduct feasibility studies, cost and time analysis, and detailed estimates while ensuring the release rollout and contingency/back-out plans are well documented.
All About You
Experienced in leading teams to design and build scalable full-stack applications using Python, Node.js (backend), React (frontend), and AWS for cloud-native solutions."
Proficiency in Software Development Best Practices (TDD/BDD, Unit Testing, Continuous Delivery) with a strong understanding of Software Engineering Concepts and agile methodology.
Very good analytical and problem-solving skills, with solid experience in Python and a strong knowledge of internet-related technologies (TCP/UDP, DNS, HTTP, etc.).
Experience with AWS and cloud technologies is required, along with experience with Docker containers and a wide range of data store technologies such as Postgres, MongoDB, Elasticsearch, Kubernetes, and Kafka.
Ability to adapt to and learn new programming languages quickly, with prior experience in Elixir, React/JavaScript, HTML, and CSS as a plus.
Prior experience contributing to the development of large-scale web applications, delivering secure solutions, and demonstrating a high degree of flexibility in an entrepreneurial environment.
Strong communication skills-both verbal and written-with a willingness and ability to quickly learn and take on new challenging opportunities.
Demonstrate Mastercard Core Competencies-trust, partnership, initiative, and agility-while holding a Bachelor's degree in Computer Science or equivalent experience.
Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard's security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Director, Data Science Mastercard is seeking a Director of Data Science to lead the development and delivery of advanced AI and machine learning solutions for Consumer Clarity - Mastercard's product that enhances consumer purchase experiences.
This is a senior leadership role, responsible for defining the data science strategy, guiding execution across multiple business initiatives, and ensuring solutions are delivered at scale to support chargeback reduction, dispute resolution, and consumer clarity. The successful candidate will combine technical depth with strong leadership and stakeholder management skills to drive measurable business impact.
Responsibilities:
Leadership & Strategy
• Define and execute the data science vision and roadmap for the product enhancement, aligning initiatives with business priorities and product strategy.
• Lead, mentor, and inspire a high-performing data science team, fostering a culture of technical excellence, innovation, and collaboration.
• Partner with product, engineering, and business leaders to shape requirements and deliver data-driven capabilities that improve customer experience and reduce disputes.
Product Impact
• Build and scale AI/ML models that enrich merchant data, enhance transaction clarity, and reduce chargeback/dispute rates.
• Guide the design and implementation of solutions that leverage generative AI, multi-agent systems, NLP, and computer vision to enhance purchase experiences.
• Monitor and continuously improve deployed models to ensure accuracy, reliability, and compliance in a regulated financial environment.
Technical & Operational Excellence
• Provide hands-on technical leadership in model development, deployment, and governance across cloud environments (Azure, Snowflake, Spark).
• Ensure compliance with Mastercard's data governance, security, and privacy requirements.
• Review and oversee code, models, and engineering components developed by the team to maintain enterprise-grade standards.
Innovation & Thought Leadership
• Drive exploration of cutting-edge technologies, including generative AI and agentic frameworks, to strengthen the product offering and Mastercard technical competence.
• Represent Mastercard's AI leadership through patents, publications, conference presentations, and academic partnerships.
• Incubate prototypes and proofs-of-concept to evaluate new methods before scaling into production.
All About You:
• Proven experience leading data science teams and delivering enterprise-scale AI/ML solutions.
• Deep expertise in supervised, unsupervised, and generative AI methods, with strong understanding of their mathematical foundations.
• Hands-on background in NLP, information extraction, or computer vision or multi-modal AI applied to real-world business challenges.
• Strong track record of translating complex data problems into scalable, measurable business outcomes.
• Proficiency in Python, ML frameworks (Scikit-learn, PyTorch, TensorFlow), SQL, Spark, and Azure ML/Snowflake.
• Experience working in highly regulated industries, with an emphasis on data governance and compliance.
• Skilled at engaging with senior stakeholders, presenting technical results to diverse audiences, and driving alignment across functions.
• Master's degree required; PhD preferred.
Nice to Have:
• Experience in payments, FinTech, or consumer transaction data.
• Prior patents or publications in AI/ML.
• Demonstrated success applying GenAI or multi-agent systems in production environments. Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard's security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
