Join to apply for the Payment Software Developer role at OTT Financial Group 2 days ago Be among the first 25 applicants OTT Pay Inc. is an established, fully funded fintech company focused on delivering streamlined financial payment solutions. With a strategic focus on both acquiring and issuing business, we are developing a mobile-first platform that offers a wide range of financial services, loyalty programs, and innovative products, including credit cards, payment solutions, e-commerce, gift cards, and more. We are a results‑driven, forward‑thinking organization that values goal orientation and continuous improvement. At OTT Pay, you will find abundant opportunities for professional growth, working alongside a talented and diverse team from various industries. Our collaborative and innovative environment fosters learning and development, empowering you to excel and make a tangible impact. This is a unique chance to join a company dedicated to reshaping financial solutions for the future. We are seeking a highly experienced and domain‑specific EMV Pinpad Developer to lead the design, development, and certification of our payment acceptance applications. The ideal candidate will have deep, hands‑on programming experience across the industry's leading terminal platforms, particularly Ingenico, Verifone, and PAX. This role involves high‑level application development, low‑level EMV kernel integration, and ensuring strict payment scheme compliance. What’s In It For You Competitive salary depending on experience, plus performance bonus Extended Health, Dental, and Vision Benefits Life and Disability Insurance Generous Vacation Leave Centrally located modern and spacious offices close to Eglinton and Leslie Free use of onsite Gym and Sports Facilities, and regular Company Social Events Learning and Professional Development Support Tremendous opportunities for Growth and Development How You Will Contribute Pinpad Application Development: Design, implement, and maintain custom payment applications for various point‑of‑sale (POS) terminal families (e.g., Verifone Engage/Android, Ingenico Telium/Tetra/AXIUM, PAX Android/Linux). SDK & API Integration: Utilize proprietary Software Development Kits (SDKs) and APIs (e.g., Verifone XPI/PSDK, Ingenico Libraries, PAX Android SDK) to integrate payment functionality, peripherals (printers, scanners), and secure key management. EMV Kernel Development: Design, develop, and maintain EMV Level 2 and Level 3 software kernels for various payment terminals (e.g., POS, unattended kiosks, mobile readers). Compliance and Certification: Lead and execute EMV certification (Level 1, 2, and 3) and compliance testing with various payment networks (e.g., Visa, Mastercard, Amex, Discover). Protocol Implementation: Implement and test contact and contactless (NFC) transaction protocols, including card selection, data exchange, cryptographic operations, and cardholder verification methods (CVMs). Security: Ensure secure coding practices and implement cryptographic processes (DUKPT, TDES, RSA) for PIN entry, key injection, and transaction data protection, adhering to PCI PTS/DSS standards. Troubleshooting: Diagnose and resolve complex technical issues related to EMV transaction failures, communication errors, and certification roadblocks. Documentation: Create and maintain detailed technical specifications, design documents, test plans, and certification artifacts. Cross‑Functional Collaboration: Work closely with hardware engineers, product managers, quality assurance, and external payment processors/vendors. What You Bring To The Table Technical Expertise 5+ years of experience in software development, with a minimum of 3 years focused on EMV payment systems. In-depth, hands‑on development experience with Ingenico (Telium/Tetra/AXIUM), Verifone (Verix/Engage/Android), and PAX (Android/Linux) and their respective SDKs. Deep knowledge of EMV Specifications (Book 1‑4) and associated payment schemes' technical requirements. Strong understanding of cryptography principles used in payment systems (e.g., DUKPT, Triple DES, RSA, key injection). Experience with Contactless/NFC payment technology and protocols. Familiarity with industry standards such as PCI DSS and PCI PTS. Education & Soft Skills Bachelor’s or Master’s degree in Computer Science, Electrical Engineering, or a related technical field. Excellent analytical and problem‑solving skills with meticulous attention to detail. Strong verbal and written communication skills for interacting with technical teams and non‑technical business stakeholders. Office Location: 1123 Leslie Street, North York Schedule: Mon – Fri, 9:00am to 5:30pm OTT Financial Group is committed to fostering an inclusive and accessible environment where all employees feel valued and respected, and where every employee can realize their potential. We are committed to providing reasonable accommodation, if required, and will work with you to meet your needs. We appreciate all applicants for their interest; however, only those candidates selected for an interview will be contacted. Seniority level Mid‑Senior level Employment type Full‑time Job function Engineering and Information Technology Referrals increase your chances of interviewing at OTT Financial Group by 2x #J-18808-Ljbffr
A fintech company in Toronto is looking for a Payment Software Developer to design and develop payment applications. The ideal candidate will have over 5 years of software development experience, with a focus on EMV payment systems, and excellent problem-solving skills. This role offers competitive salary, extensive health benefits, and opportunities for professional growth in a collaborative environment. #J-18808-Ljbffr
A fintech company in Toronto is seeking a Chief Operating Officer (COO) to oversee operational functions and drive strategic growth. The ideal candidate will have over 10 years in leadership roles, with specific experience in SaaS and high-growth environments. Key responsibilities include implementing AI technologies, optimizing processes, and collaborating with executive teams. Join a results-driven organization offering competitive salary, comprehensive benefits, and professional development opportunities. #J-18808-Ljbffr
Join to apply for the Chief Operating Officer (COO) role at OTT Financial Group Job Description OTT Pay Inc. is an established, fully funded fintech company focused on delivering streamlined financial payment solutions. With a strategic focus on both acquiring and issuing business, we are developing a mobile‑first platform that offers a wide range of financial services, loyalty programs, and innovative products, including credit cards, payment solutions, e‑commerce, gift cards, and more. We are a results‑driven, forward‑thinking organization that values goal orientation and continuous improvement. At OTT Pay, you will find abundant opportunities for professional growth, working alongside a talented and diverse team from various industries. Our collaborative and innovative environment fosters learning and development, empowering you to excel and make a tangible impact. This is a unique chance to join a company dedicated to reshaping financial solutions for the future. We are seeking an experienced, strategic, and results‑driven Chief Operating Officer (COO) to serve as the operational engine of the company. Reporting directly to the CEO, the COO will oversee day‑to‑day administrative and operational functions, translate the company's vision and strategy into actionable, high‑impact business processes, and ensure the organization scales effectively and efficiently to meet rapid growth objectives. A key component of this role includes evaluating, piloting, and embedding AI and Generative AI technologies into core business processes. What’s In It For You Competitive salary depending on experience, plus performance bonus Extended Health, Dental, and Vision Benefits Life and Disability Insurance Generous Vacation Leave Centrally located modern and spacious offices close to Eglinton and Leslie Free use of onsite Gym and Sports Facilities, and regular Company Social Events Learning and Professional Development Support Tremendous opportunities for Growth and Development How You Will Contribute Strategic Operational Leadership & Scalability Translate the company’s vision and long‑term strategy into clear, executable, and measurable operational plans across all departments. Design, implement, and optimize processes and systems to maximize efficiency, productivity, and organizational scalability. Establish KPIs and operational metrics, monitor performance, and take corrective actions to ensure company‑wide targets are met. AI & Generative AI Implementation Strategy Develop and lead the strategy for identifying and implementing AI/GenAI tools across non‑product departments (Marketing, Sales, Customer Support, HR, Finance). Drive operational leverage by using AI to automate repetitive tasks, improve data analysis, and accelerate decision‑making, defining KPIs for AI‑driven productivity gains. Oversee proof‑of‑concept projects, vendor management, and governance frameworks to ensure secure, ethical, and compliant use of AI technologies and data. Collaborate with the CTO/Head of Engineering to ensure internal AI initiatives align with technical architecture and security standards. Cross‑Functional Management & Alignment Partner with the executive team (CFO, CTO, CSO, etc.) to ensure resource allocation and departmental activities align with strategic goals. Work with Product and Engineering to ensure operational processes support the product roadmap, development cycles (DevOps/CI/CD), and quality assurance. Collaborate with Sales and Marketing leadership to optimize the end‑to‑end sales and customer lifecycle, including lead‑to‑cash processes, CRM utilization, and forecasting. Customer Success and Service Delivery Oversee Customer Success, Onboarding, and Support teams to ensure exceptional customer satisfaction, strong retention, and maximized customer lifetime value (LTV). Implement best practices in customer support and professional services to ensure timely, effective resolution of customer issues. Financial & Administrative Stewardship Partner with the CFO to manage the operating budget, control costs, and lead initiatives that support financial health and profitability. Ensure operational compliance with all legal, regulatory, and industry standards (SOC 2, ISO, GDPR), proactively managing risk. Leadership and Culture Lead, mentor, and inspire executives and managers, fostering a culture of accountability, continuous improvement, and ownership. Champion OTT Pay’s values, prioritizing an inclusive, positive, and engaging work environment that attracts and retains top industry talent. What You Bring To The Table Experience & Expertise 10+ years of progressive leadership experience, including 5+ years in an executive operational role (COO, VP Operations, etc.) within SaaS or high‑growth tech environments. Demonstrated experience scaling operations and optimizing processes during periods of rapid growth. Proven track record leading digital transformation and AI/ML adoption initiatives in large or fast‑scaling organizations. Strong understanding of SDLC, product management, DevOps, and modern cloud technologies. Experience managing P&L, developing budgets, and leveraging financial metrics for decision‑making. Education Bachelor’s degree in Business, Engineering, Computer Science, or related field; MBA or advanced degree preferred. Skills Strategic thinking and advanced problem‑solving capabilities. Highly effective decision‑making abilities. Exceptional verbal and written communication. Strong technical fluency in AI, Machine Learning, and Generative AI applications (as a strategic leader, not necessarily a data scientist). Office Location: 1123 Leslie Street, North York Schedule: Mon – Fri, 9:00am to 5:30pm OTT Financial Group is committed to fostering an inclusive and accessible environment where all employees feel valued and respected, and where every employee can realize their potential. We are committed to providing reasonable accommodation, if required, and will work with you to meet your needs. We appreciate all applicants for their interest; however, only those candidates selected for an interview will be contacted. Seniority level Executive Employment type Full‑time Job function Management and Manufacturing #J-18808-Ljbffr
