We have an exciting new opportunity with our client, a leading insurance firm based in Toronto, is seeking a highly skilled Senior Property & Casualty Underwriter to join their dynamic team. With a strong reputation for excellence and innovation in the industry, they are committed to providing tailored insurance solutions and exceptional service to their clients.
Position Overview: As a Senior Property & Casualty Underwriter , you will be responsible for evaluating, analyzing, and underwriting complex commercial risks within the property and casualty sector. You will play a critical role in driving profitability and maintaining a balanced portfolio by assessing risk exposures, negotiating terms, and developing strong relationships with brokers and clients.
Key Responsibilities: Assess and underwrite complex property and casualty risks in accordance with company guidelines and industry best practices. Analyze financial statements, loss history, and risk exposure to determine appropriate coverage terms and pricing. Collaborate with brokers, agents, and clients to develop customized insurance solutions. Negotiate policy terms and conditions to maintain a profitable book of business. Stay informed on market trends, regulatory changes, and industry developments. Mentor and provide guidance to junior underwriters to support their professional growth. Work closely with internal teams, including claims, actuarial, and risk management, to optimize underwriting strategies.
Qualifications & Experience: Minimum of 5+ years of experience in property and casualty underwriting, with a strong focus on commercial risks. CIP, FCIP, or CRM designation is highly preferred. In-depth knowledge of underwriting principles, risk assessment, and regulatory requirements in Canada. Proven ability to analyze complex risks and make sound underwriting decisions. Strong negotiation, communication, and relationship-building skills. Proficiency in underwriting software and MS Office Suite.
If you are an experienced underwriter with a passion for risk analysis and strategic decision-making, we encourage you to apply and become part of a company that values expertise and innovation in the insurance industry.