A reputable brokerage firm is seeking a licensed Senior Mortgage Underwriter to join their remote team. The position focuses on underwriting and advancing mortgage files while ensuring a high standard of client service. Candidates must have at least 3 years of experience in the mortgage industry, solid underwriting skills, and a valid BC or AB mortgage license. With a commitment to technology and a robust support system, this role offers a unique opportunity for professional growth and a collaborative work environment within the PST or MST time zones. #J-18808-Ljbffr
Salary $70,000 to $90,000+ (Base Plus Funding Bonuses)
Job Type Full time
Remote Job
Date Opened 03/18/2026
Job Description
This is a remote position.
Our client is seeking a licensed, detail-driven
Senior Mortgage Underwriter
to support growing volume in a high-performing brokerage environment. This is a hands‑on underwriting role focused on structuring, submitting, and advancing files through approval and funding—while delivering a client experience that protects the team’s 5‑star reputation. The successful candidate must
reside and work within the PST or MST time zone
(with preference for candidates licensed in
Alberta ). With 27+ years of lending experience, the Team Lead is committed to building a strong, collaborative team that learns continuously, works efficiently, and genuinely enjoys the work.
As an integral part of the team, there is also an opportunity to
underwrite and fund a small number of your own files , maintaining a modest personal book of business alongside core underwriting responsibilities.
Key Responsibilities
Underwrite
15+ files per month
(applications and pre-approvals) through
Finmo , with administrative support and CRM automation in place to streamline client updates and document collection.
Drive deals from
“live” to close —secure lender approval, manage conditions, and proactively resolve issues to keep files moving and timelines on track.
Communicate clearly and professionally with
clients, lenders, and internal stakeholders , escalating risks, gaps, or concerns early.
Deliver a
5-star client experience
through responsiveness, accuracy, and calm confidence—ensuring clients feel informed, supported, and well cared for at every stage.
Requirements
3+ years of mortgage industry experience, with a demonstrated high-level understanding of the end-to-end underwriting process.
Strong underwriting expertise, including product knowledge, rental offset calculations, and debt consolidation.
Familiarity with a broad lender landscape, including A, B, and private lenders.
Exceptional communication and interpersonal skills (verbal and written), with the confidence to pick up the phone when needed.
Highly organized and detail-obsessed—takes full ownership to ensure accuracy, compliance, and smooth file flow.
High integrity and discretion, with the ability to handle confidential client information professionally.
Strong technical proficiency, including fast, accurate typing and comfort working across mortgage/CRM documentation systems.
Able to work independently and collaboratively, consistently meeting deadlines in a fast-paced environment.
Active BC or AB mortgage license (required).
Post-secondary education in a related field.
Why Our Client
Uses a living, growing Client Journey Map to ensure a smooth experience for clients, leveraging smart systems and technology to provide a clear pathway from A‑Z, from application to funding.
Has invested heavily in industry-leading technology, with custom ChatGPT integrations for meaningful application onboarding preparation tools for the Underwriter, a great CRM, and membership-based tools to assist in managing and finding the best client solutions.
The Sr Underwriter position will have full-time admin support to assist in organizing incoming client documents, preparation & submission of client e-signature packages, solicitor follow-up, and compliance uploads.
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Salary $70,000 to $90000 combination of base plus bonuses
Date Opened 03/06/2026
City Surrey
State/Province British Columbia
Country Canada
Job Description
Our Client:
Our client is a growing and well-established mortgage brokerage based in
Surrey, British Columbia
, known for delivering thoughtful mortgage solutions and maintaining strong lender relationships. The brokerage has built a reputation for excellent client service, smart deal structuring, and consistent production through a strong referral network.
The team operates in a collaborative, high-performance environment where underwriting expertise and lender negotiation skills are highly valued. With a steady pipeline of files and clear internal processes, this role allows an experienced underwriter to focus on
structuring deals, navigating complex files, and securing the strongest possible mortgage approvals for clients
.
This opportunity is ideal for an experienced underwriter who will work directly with the Team Lead and their clients and who enjoys solving challenging mortgage scenarios and thrives in a
fast-paced brokerage environment
where precision, accountability, and client outcomes matter.
The Role:
The
Senior Mortgage Underwriter
is responsible for the credit analysis, deal structuring, and lender negotiation phases of the mortgage process. The primary objective is to secure the best possible
Mortgage Commitment
for the client while protecting the brokerage’s license through strict adherence to compliance and AML guidelines.
Once the commitment is signed and the initial conditions are understood, the file is handed off to the
Fulfillment Team
for completion and funding.
This is an in-office role based in Surrey, BC, working closely with the Lead Broker and operations team in a collaborative brokerage environment.
1. Credit Analysis & Deal Structuring
Detailed Risk Assessment:
Analyze client applications, credit bureaus, and income documentation to calculate accurate Debt Service Ratios (GDS/TDS) and Net Worth prior to submission.
Strategic Structuring:
Structure complex files (including self-employed, rental portfolios, and bruised credit) to fit specific lender guidelines.
Triage:
Identify "deal killers" or application weaknesses early; propose alternative solutions, B-Lender strategies, or credit repair plans to the Lead Broker.
Product Knowledge:
Maintain expert-level knowledge of lender products, policies, and rate sheets to ensure the client is placed with the optimal lender.
Submission Management:
Prepare comprehensive submission notes ("the story") and submit deals using
Expert, Finmo, or Velocity
.
Approval Acquisition:
Manage the file from submission to
Mortgage Commitment
, answering lender queries and satisfying initial "submission conditions."
Negotiation:
Proactively negotiate with lender underwriters to overturn declines, request rate exceptions, or waive unnecessary conditions.
Commitment Review:
Audit the Mortgage Commitment for accuracy (rate, term, conditions) before presenting it to the client.
Compliance & Risk Management
KYC & AML:
Perform mandatory Know Your Client (KYC) verification and Anti-Money Laundering (AML/FINTRAC) checks during the file setup stage.
Fraud Prevention:
Scrutinize documents for authenticity and consistency to prevent mortgage fraud.
CRM Data Integrity:
Ensure all file details, notes, and status updates are entered accurately into
BluMortgage
to maintain data integrity for reporting.
Client Consultation & The Hand off
Client Advisory:
Review the Mortgage Commitment with the client (or support the Lead Broker in doing so) to explain terms, rates, and required documentation.
The Hand off:
Prepare the file for the Fulfillment/Closing Team. This includes:
Ensuring the Commitment is signed.
Creating a clear list of outstanding conditions.
Conducting a brief handover note/meeting to flag sensitive client details or complex lender requirements.
Requirements
5+ years mortgage underwriting experience
within a brokerage or lending environment
Strong experience with
complex files
including self-employed borrowers, rental portfolios, and credit-challenged applicants
Advanced knowledge of
GDS/TDS calculations, credit analysis, and mortgage structuring
Experience submitting deals through
Expert, Finmo, Velocity, or similar mortgage platforms
Familiarity with
BluMortgage CRM or comparable systems
Strong understanding of
FINTRAC, AML, and mortgage compliance requirements
Exceptional attention to detail and documentation accuracy
Strong communication skills with the ability to explain mortgage commitments clearly to clients
Ability to manage multiple files simultaneously in a
fast-paced, high-volume environment
Highly organized, proactive, and solution-oriented
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A growing mortgage brokerage in Surrey, BC, is seeking a Senior Mortgage Underwriter to focus on credit analysis and deal structuring. The ideal candidate will have over 5 years of underwriting experience, with a strong background in complex files and mortgage compliance. This in-office role emphasizes collaborative problem-solving in a fast-paced environment and requires excellent communication skills. Competitive salary and performance bonuses are offered. #J-18808-Ljbffr
North York (Northwest Toronto), Canada | Posted on 05/07/2026
Our client is a well-established boutique law firm located in Central Toronto (North Toronto West), with a strong practice focused on real estate law as well as personal injury matters. The firm is known for its client-focused approach, collaborative environment, and fast-paced practice supporting both residential and commercial transactions.
They are currently seeking a Junior Real Estate Law Clerk to join their growing team. This opportunity is ideal for someone with 1-3 years of experience who is looking to further develop their career within a supportive and professional law firm environment.
The successful candidate will assist with residential real estate transactions from opening through closing, while supporting lawyers and clients throughout the process. This role requires strong attention to detail, excellent organization, and the ability to manage multiple deadlines in a busy legal setting.
Key Responsibilities
Assist with residential real estate transactions from file opening to closing
Prepare and review legal and closing documentation
Coordinate with clients, lenders, brokers, and opposing counsel
Conduct title and off-title searches
Prepare reporting letters and closing packages
Manage file organization, deadlines, and follow-ups
Maintain accurate records and documentation within legal software systems
Provide administrative and client service support to the legal team
Requirements
1–3 years of experience in real estate law
Law Clerk diploma or equivalent legal administration experience preferred
Familiarity with residential real estate transactions and closing procedures
Experience with title searches and legal documentation preparation
Strong organizational and time management skills
Excellent communication and client service abilities
Ability to work independently in a fast-paced environment
Experience with legal software such as Teraview or Unity would be considered an asset
Salary: Approximately $55,000 annually (based on experience)
In-office role based in Central Toronto
Supportive boutique firm environment with growth potential
#J-18808-Ljbffr
A well-established law firm in Central Toronto is seeking an Entry-Level Real Estate Legal Clerk. This role focuses on assisting with residential transactions and demands strong attention to detail.
You will play a pivotal role in supporting legal teams through residential real estate transactions, from opening files to closing deals. Key tasks include documenting, coordinating with clients and lenders, and ensuring accurate filing of records. This is a fantastic opportunity for those eager to grow within a boutique law firm that values collaboration.
Key Responsibilities:
• Help manage residential real estate transactions from start to finish
• Review and prepare legal documentation accurately
• Liaise with clients, brokers, and legal teams efficiently
• Conduct thorough title searches essential for transactions
• Organize files, deadlines, and follow-up actions
Requirements:
• 1-3 years of experience in real estate law preferred
• Law Clerk diploma or similarly relevant experience
• Proficiency in residential closing practices
• Strong organizational and communication skills
• Experience with legal software tools considered advantageous
Enhance your legal career in a nurturing environment focused on real estate law in Central Toronto.
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Take the lead as a Senior Mortgage Underwriter, specializing in high-volume deal flows. Partner with brokers to navigate complex underwriting processes in a flexible work model.
Become an integral part of the operational team within our underwriting HUB. This role emphasizes strong collaboration as you work with brokers across Canada, structuring deals that meet diverse lender requirements. Your attention to detail will ensure that each application is complete and competitive, facilitating timely funding.
Key Responsibilities:
• Review mortgages and supporting documents thoroughly
• Identify best lender options for each deal
• Manage file submissions through Filogix, Scarlett, and FINMO
• Ensure efficient communication with brokers and fulfillment teams
• Mentor junior team members as required
Requirements:
• 3+ years in mortgage underwriting, broker or lender side
• Proven deal structuring and management skills
• Acute attention to detail vital
• Strong communicator in both verbal and written formats
• FSRA licensing advantageous
Empower broker success by effectively managing deals in a team-oriented and fast-paced environment.
#J-18808-Ljbffr
Our client, a well-established and high-performing mortgage brokerage, has engaged
The HR Pro
to hire a
Senior Mortgage Underwriter
to join their growing team.
While the client is confidential at this stage, they’re known for a strong, team-first culture and a highly productive group of brokers who rely heavily on their internal support team to keep deals moving efficiently.
This role sits within their
Underwriting HUB
- a centralized team that plays a critical role in the business. You’ll be working closely with brokers across Canada, helping to structure deals, navigate lender options, and ensure files are complete, competitive, and moving forward.
This is not a siloed underwriting role - it’s collaborative, fast-moving, and very much tied to the success of the brokers and the overall deal flow. If you’re someone who enjoys problem-solving on complex files and takes ownership of getting deals across the finish line, you’ll do well here.
What You’ll Be Doing
Reviewing mortgage applications and supporting documentation in detail
Structuring deals and identifying the best lender options (A, B, and private)
Submitting files through platforms such as Filogix, Scarlett and FINMO
Working closely with brokers, lenders, lawyers, and the internal fulfillment team
Managing files from submission through to funding with a strong sense of ownership
Keeping deals moving forward in a fast-paced environment
Supporting junior team members when needed
What This Role Looks Like (Important)
This is a
high-volume, fast-paced environment
- files move quickly
You’ll be working closely with brokers who rely on you to help structure and move deals forward
You’ll be working with
a wide range of personalities and working styles
, often under tight timelines. This role requires
patience, professionalism, and the ability to navigate different communication styles while keeping deals moving forward
While the role offers flexibility (remote / hybrid / in-office),
accountability and responsiveness are key
Occasional after-hours communication may be required to keep deals progressing
Requirements
3+ years of mortgage underwriting experience (brokerage or lender side)
Strong deal structuring skills across a range of file types
Ability to manage multiple files and shifting priorities
High attention to detail - you catch things others might miss
Strong communication skills (both written and verbal)
Comfortable working in a fast-moving, team-based environment
Experience with Filogix, Scarlett, FINMO, CRMs, and Google Suite is preferred
FSRA licensing is considered an asset
Why This Opportunity
Join an
award-winning brokerage
recognized across the industry (Canadian Mortgage Awards, Mortgage Awards of Excellence, Top Workplace)
Be part of a team that is regularly featured in major media outlets including Globe and Mail, CTV, and CBC
Work within a dedicated
Underwriting HUB
, playing a key role in supporting broker success
Exposure to a
wide variety of lenders and deal types
(A, B, private, credit unions, and specialized lending channels)
Opportunity to develop your
deal structuring
and underwriting expertise
further through real-time collaboration
Flexible work environment (
remote, hybrid, or in-office
) with a focus on results
Competitive compensation with
performance-based bonuses
A collaborative, team-first culture where underwriters are a key part of the process
#J-18808-Ljbffr
A leading mortgage brokerage is seeking a Senior Mortgage Underwriter to join their dynamic team in Toronto, Ontario. In this role, you will manage mortgage applications, structure deals, and collaborate closely with brokers in a fast-paced environment. The position requires at least 3 years of underwriting experience, strong attention to detail, and effective communication skills. Enjoy a flexible work setting with competitive compensation and bonuses, all within a supportive team culture. #J-18808-Ljbffr
