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    Job Description161 Bay Street (93021), Canada, Toronto,Toronto, Ontario,Principal Associate Software Engineer - International Card Tech - Full-StackAbout Capital One Canada.For 30 years, we’ve been on a mission to change banking for good and build relationships by making credit accessible, simple, intuitive and rewarding. We want to help Canadians succeed with credit, because we believe in people — in our customers, in our associates, and in talent like you!About the TeamSince 2014, Capital One Canada’s software studio has grown from a team of 10 to a team of over 250. We’re passionate about what we do, and we’re always on the lookout for people who want to make a difference in the world of credit through technology. We’re obsessed with doing the right thing, and we achieve that by finding innovative ways to better serve our customers.Here are a few of the ways we’re helping people take control of their credit:Helping customers view and monitor their credit scores with Credit KeeperEnabling customers to view and edit their Personal Information directly in the Mobile AppProviding customers 100% certainty which credit cards they’ll be approved for before they apply, by using Quick Check™We’re all-in on the cloud and we’re leaders in the adoption of open source, RESTful APIs, microservices, and containers. We build our own products and release them with a speed and agility that allows us to get new customer experiences to market quickly. And, as a founder-led company, we’re inspired to make, break, do, and do good.Your Responsibilities:Working on a variety of projects focusing on backend development, infrastructure, tooling, platform engineering, developer experience and data engineering.Create exciting new applications using object oriented programming methodologies.Following TDD approach from inception to production.Explore and evaluate new and emerging software tools, technologies, and practices.Share your passion for staying on top of tech trends, experimenting with and learning new technologies, participating in internal & external technology communities, mentoring other members of the engineering communitySupport the continued professionalization of the engineering practice in the studio with effective communication and advocacy in public speaking, presentations, documentation, etc.Work within and across Agile teams to design, develop, test, implement and support technical solutions across a full-stack of development tools and technologies.Identify gaps and solve problems to completion.Basic Qualifications: At least 4 years of hands-on experience in Application Development using at least one or more of the following programming languages - JavaScript, Java, TypeScript, SQL, Python, or Go
    Preferred Qualifications:At least 6 years of experience in at least one of the following: JavaScript, Java, TypeScript, SQL, Python, or GoBachelor's, Master’s or Diploma in Computer Science, Software Engineering, Information Technology or in related fieldExperience with Test Driven DevelopmentExperience working in an Agile environmentExperience with AWS and/or AWS Certification (Solution Architect-Associate preferred)Experience in distributed systems, API, microservices, data processing, databases(relational, NoSQL or time-series), streaming or messaging platforms, DevOps, resilience and stabilityWorking at Capital One.Enjoy a hybrid work environment, with 3 days in the office. Build a comfortable workspace with our one-time, Work From Home allowance and enjoy our head office located conveniently across the street from Union Station.Live well—physically, financially and emotionally. Receive support for you and those who are most important to you, with full coverage for spouses, domestic partners, and dependents. With up to $3000 in mental health coverage and up to $5000 in tuition subsidies per year—and much more—you’ll discover that Capital One is committed to helping you live your best life.This posting is for an existing vacancy.The expected annual salary range for this position is $134,400 - $153,300. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es). Incentives could be discretionary or non discretionary depending on the plan.We embrace the responsible use of artificial intelligence (AI) to enhance the candidate experience and streamline our recruitment processes. However, no hiring decisions are made using AI as every hiring decision is made by our hiring managers, business interviewers, and recruitment professionals. Our teams are equipped with training that empowers them to use AI responsibly.We may use your information for automated decision making. We may, for certain purposes, render a decision based exclusively on automated processing of your personal information as a part of the candidate screening process.Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ARCanada@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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    Senior Staff Software Engineer - iOS  

    - Toronto

    Job Description161 Bay Street (93021), Canada, Toronto,Toronto, Ontario,Senior Staff Software Engineer - iOSAbout Capital One Canada.For 30 years, we’ve been on a mission to change banking for good and build relationships by making credit accessible, simple, intuitive and rewarding. We want to help Canadians succeed with credit, because we believe in people — in our customers, in our associates, and in talent like you!About the Team:Since 2014, Capital One Canada’s software studio has grown from a team of 10 to a team of over 250. We’re passionate about what we do, and we’re always on the lookout for people who want to make a difference in the world of credit through technology. We’re obsessed with doing the right thing, and we achieve that by finding innovative ways to better serve our customers.Here are a few of the ways we’re helping people take control of their credit:Helping customers view and monitor their credit scores with Credit KeeperEnabling customers to view and edit their Personal Information directly in the Mobile AppProviding customers 100% certainty which credit cards they’ll be approved for before they apply, by using Quick Check™We’re all-in on the cloud and we’re leaders in the adoption of open source, RESTful APIs, microservices, and containers. We build our own products and release them with a speed and agility that allows us to get new customer experiences to market quickly. And, as a founder-led company, we’re inspired to make, break, do, and do good.About the Role:As a Senior Staff Engineer at Capital One Software Studio, you will orchestrate the creation of technology solutions that align with our business goals. Your day begins with a review of ongoing solution designs that are in different phases of their life cycles. You'll spend your time designing scalable and secure solution architectures, evaluating new technologies, and overseeing the development of high-level designs. You will engage in dynamic collaboration with cross-functional teams to advocate for best practices in architecture and design. For the new projects, you will closely work with your business partners to create sound business architectures. By day's end, you will have contributed to solutions and strategies that will shape our future, ensuring that all solutions are not only innovative but also follow our architectural and security standards.Your Responsibilities:Define and drive the technical strategy and vision for complex, multi-domain iOS platform needs, providing hands-on engineering guidance to ensure successful execution.Work as part of a dynamic mobile team throughout the Software Development Life CycleAct as a recognized thought leader, influencing architectural roadmaps and major technical investments across the organization and contributing expertise on how evolving technology affects domain.Contribute expertise on how evolving technology affects domainElevate the technical bar by mentoring and coaching engineers and other senior technical leaders, in addition to providing mentorship to Junior, Intermediate, and Senior mobile associates.Basic Requirements:At least 8 years of hands-on development of Native iOS applications using Swift and SwiftUIAt least 8 years of experience with application design, technical architecture/design and development Experience leading and mentoring Junior/Intermediate Associates and guidance to technical and business stakeholdersPreferred Qualifications:Bachelor's, Master’s or Diploma in Computer Science, Software Engineering, Information Technology or in related field10+ Years of experience leading the full life-cycle of Software Development Exposure to AWS or other cloud products Experience working in an agile environmentExperience in open source frameworksWorking at Capital One.Enjoy a hybrid work environment, with 3 days in the office. Build a comfortable workspace with our one-time, Work From Home allowance and enjoy our head office located conveniently across the street from Union Station.Live well—physically, financially and emotionally. Receive support for you and those who are most important to you, with full coverage for spouses, domestic partners, and dependents. With up to $3000 in mental health coverage and up to $5000 in tuition subsidies per year—and much more—you’ll discover that Capital One is committed to helping you live your best life.
     This posting is for an existing vacancy.
     The expected annual salary range for this position is $184,000 - $210,000. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es). Incentives could be discretionary or non discretionary depending on the plan.We embrace the responsible use of artificial intelligence (AI) to enhance the candidate experience and streamline our recruitment processes. However, no hiring decisions are made using AI as every hiring decision is made by our hiring managers, business interviewers, and recruitment professionals. Our teams are equipped with training that empowers them to use AI responsibly.We may use your information for automated decision making. We may, for certain purposes, render a decision based exclusively on automated processing of your personal information as a part of the candidate screening process.Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ARCanada@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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    Director, Software Engineering  

    - Toronto

    Job Description161 Bay Street (93021), Canada, Toronto,Toronto, Ontario,Director, Software EngineeringAbout Capital One Canada.For 30 years, we’ve been on a mission to change banking for good and build relationships by making credit accessible, simple, intuitive and rewarding. We want to help Canadians succeed with credit, because we believe in people — in our customers, in our associates, and in talent like you!About the Team:Since 2014, Capital One Canada’s software studio has grown from a team of 10 to a team of over 250. We’re passionate about what we do, and we’re always on the lookout for people who want to make a difference in the world of credit through technology. We’re obsessed with doing the right thing, and we achieve that by finding innovative ways to better serve our customers.Here are a few of the ways we’re helping people take control of their credit:Helping customers view and monitor their credit scores with Credit KeeperEnabling customers to view and edit their Personal Information directly in the Mobile AppProviding customers 100% certainty which credit cards they’ll be approved for before they apply, by using Quick Check™We’re all-in on the cloud and we’re leaders in the adoption of open source, RESTful APIs, microservices, and containers. We build our own products and release them with a speed and agility that allows us to get new customer experiences to market quickly. And, as a founder-led company, we’re inspired to make, break, do, and do good.About the Role:You’ll lead the teams in and drive the mission and vision of the Engineering organization focused on developing foundational technology capabilities that accelerate the pace of deliveries for customer-facing web and mobile applications. We have a diverse ecosystem of highly-available RESTful microservices and streaming real-time systems hosted on leading edge AWS Cloud assets. Our applications leverage open source frameworks and strong software engineering principles that offer a diverse array of challenging, fun, and impactful problems in scalability, monitoring, and automation capabilities. We are looking for a servant leader whose people-first approach and engineering mindset elevates the safe and collaborative culture of the teams and enables delivery of excellence.If you are a technologist at heart with the ability and business acumen to partner with business clients in a way that inspires them to challenge the status quo and want to provide an inspiring and compelling working environment that allows your engineering team to push the digital boundaries within the Financial Services industry.  Your Responsibilities:Lead with humility and grow talented engineers who are building the next level of engineering capabilities to enable the success of our valued customersMentor and guide the professional and technical development of engineers in the organizationRaise accountability and strive to build a culture that continuously raises the bar for excellenceBuild a strong sense of psychological safety on your teams and adjacent teamsEngage with stakeholders to define strategic imperatives and execute roadmaps that create original digital customer products and servicesWork within and across agile teams to design, develop, test, implement, and support technical solutions across a full-stack of industry leading development tools and technologiesBring a passion to stay on top of tech trends, experiment with and learn new technologies, participate in internal and external technology communitiesEncourage innovation, foster diversity and inclusion, challenge the status quo, leverage cutting-edge technologies, and offer outside-of-the-box thinking, teamworkPartner with leaders across the company to architect, design and develop enterprise platforms, including large scale data and machine learning applicationsBasic Qualifications:At Least 10 years of experience in software engineeringAt Least 7 years of experience in people managementAt Least 3 years of experience leading multiple teams within an agile environmentAt Least 1 year of experience managing other managers including talent development, performance management, team building and succession planningDemonstrated experience and success pursuing best practices for teams of software engineers Preferred Qualifications:Master’s Degree in Computer Science or Software Engineering13+ years’ of experience in software development8+ years’ of experience in Agile practicesExperience with configuration management and infrastructure automation toolsExperience with Cloud computing platforms (AWS, Azure or GCP)Experience leading horizontal DevOps/Developer tooling teamsWorking at Capital One.Enjoy a hybrid work environment, with 3 days in the office. Build a comfortable workspace with our one-time, Work From Home allowance and enjoy our head office located conveniently across the street from Union Station.Live well—physically, financially and emotionally. Receive support for you and those who are most important to you, with full coverage for spouses, domestic partners, and dependents. With up to $3000 in mental health coverage and up to $5000 in tuition subsidies per year—and much more—you’ll discover that Capital One is committed to helping you live your best life.This posting is for an existing vacancy.We embrace the responsible use of artificial intelligence (AI) to enhance the candidate experience and streamline our recruitment processes. However, no hiring decisions are made using AI as every hiring decision is made by our hiring managers, business interviewers, and recruitment professionals. Our teams are equipped with training that empowers them to use AI responsibly.We may use your information for automated decision making. We may, for certain purposes, render a decision based exclusively on automated processing of your personal information as a part of the candidate screening process.Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ARCanada@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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    Distinguished Engineer  

    - Toronto

    Job Description161 Bay Street (93021), Canada, Toronto,Toronto, Ontario,Distinguished EngineerAbout Capital One Canada.For 30 years, we’ve been on a mission to change banking for good and build relationships by making credit accessible, simple, intuitive and rewarding. We want to help Canadians succeed with credit, because we believe in people — in our customers, in our associates, and in talent like you!About the Team:Since 2014, Capital One Canada’s software studio has grown from a team of 10 to a team of over 250. We’re passionate about what we do, and we’re always on the lookout for people who want to make a difference in the world of credit through technology. We’re obsessed with doing the right thing, and we achieve that by finding innovative ways to better serve our customers.Here are a few of the ways we’re helping people take control of their credit:Helping customers view and monitor their credit scores with Credit KeeperEnabling customers to view and edit their Personal Information directly in the Mobile AppProviding customers 100% certainty which credit cards they’ll be approved for before they apply, by using Quick Check™We’re all-in on the cloud and we’re leaders in the adoption of open source, RESTful APIs, microservices, and containers. We build our own products and release them with a speed and agility that allows us to get new customer experiences to market quickly. And, as a founder-led company, we’re inspired to make, break, do, and do good.About the Role:As a Distinguished Engineer at Capital One, you will be a part of a community of technical experts working to define the future of banking in the cloud.This is a director equivalent role that does not have direct reports. We require advanced hands-on development, technical design, and architecture experiences.You will work alongside our talented team of developers, machine learning experts, product managers and people leaders. Our Distinguished Engineers are leading experts in their domains, helping devise practical and reusable solutions to complex problems. You will drive innovation at multiple levels, helping optimize business outcomes while driving towards strong technology solutions.At Capital One, we believe diversity of thought strengthens our ability to influence, collaborate and provide the most innovative solutions across organizational boundaries. You will promote a culture of engineering excellence, and strike the right balance between lending expertise and providing an inclusive environment where the ideas of others can be heard and championed. You will lead the way in creating next-generation talent for Capital One Tech, mentoring internal talent and actively recruiting to keep building our community.Distinguished Engineers are expected to lead through technical contribution. You will operate as a trusted advisor for our key technologies, platforms and capability domains, creating clear and concise communications, code samples, blog posts and other material to share knowledge both inside and outside the organization. You will specialize in a particular subject area, but your input and impact will be sought and expected throughout the organization.If you are ready to provide thought leadership and build engineering excellence across Capital One's engineering teams, come join us in our mission to change banking for good.Your Responsibilities:Articulate and evangelize a bold technical vision for your domainDecompose complex problems into practical and operational solutionsEnsure the quality of technical design and implementationServe as an authoritative expert on non-functional system characteristics, such as performance, scalability and operabilityContinue learning and injecting advanced technical knowledge into our communityHandle several projects simultaneously, balancing your time to maximize impactAct as a role model and mentor within the tech community, helping to coach and strengthen the technical expertise and know-how of our engineering and product communityBasic Qualifications:At least 10 years software engineering or software development experienceAt least 7 years of public cloud experience (AWS, GCP, Azure)Preferred Qualifications: Bachelor's or Master's Degree in Computer Science or a related field12+ years of professional experience coding in commonly used languages like Java, Python, Go, JavaScript/TypeScript, Swift, Kotlin etc.8+  years of professional experience in the full lifecycle of system development, from conception through architecture, implementation, testing, deployment and production support6+  years of experience with private cloud technologies8+ years of experience with Networking (BGP, Wi-Fi, SD-WAN, Cloud Networking and Data Center Networking)Working at Capital One.Enjoy a hybrid work environment, with 3 days in the office. Build a comfortable workspace with our one-time, Work From Home allowance and enjoy our head office located conveniently across the street from Union Station.Live well—physically, financially and emotionally. Receive support for you and those who are most important to you, with full coverage for spouses, domestic partners, and dependents. With up to $3000 in mental health coverage and up to $5000 in tuition subsidies per year—and much more—you’ll discover that Capital One is committed to helping you live your best life.This posting is for an existing vacancy.We embrace the responsible use of artificial intelligence (AI) to enhance the candidate experience and streamline our recruitment processes. However, no hiring decisions are made using AI as every hiring decision is made by our hiring managers, business interviewers, and recruitment professionals. Our teams are equipped with training that empowers them to use AI responsibly.We may use your information for automated decision making. We may, for certain purposes, render a decision based exclusively on automated processing of your personal information as a part of the candidate screening process.Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ARCanada@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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    Job Description161 Bay Street (93021), Canada, Toronto,Toronto, Ontario,Staff Software Engineer - International Card Tech - BackendAbout Capital One Canada.For 30 years, we’ve been on a mission to change banking for good and build relationships by making credit accessible, simple, intuitive and rewarding. We want to help Canadians succeed with credit, because we believe in people — in our customers, in our associates, and in talent like you!About the TeamSince 2014, Capital One Canada’s software studio has grown from a team of 10 to a team of over 250. We’re passionate about what we do, and we’re always on the lookout for people who want to make a difference in the world of credit through technology. We’re obsessed with doing the right thing, and we achieve that by finding innovative ways to better serve our customers.Here are a few of the ways we’re helping people take control of their credit:Helping customers view and monitor their credit scores with Credit KeeperEnabling customers to view and edit their Personal Information directly in the Mobile AppProviding customers 100% certainty which credit cards they’ll be approved for before they apply, by using Quick Check™We’re all-in on the cloud and we’re leaders in the adoption of open source, RESTful APIs, microservices, and containers. We build our own products and release them with a speed and agility that allows us to get new customer experiences to market quickly. And, as a founder-led company, we’re inspired to make, break, do, and do good.This role does not have direct reports. We require advanced hands-on development, technical design, and architecture.Your Responsibilities:Work as part of a dynamic team throughout the Software Development Life CycleAct as a tech lead developer owning technical design and development of cross-functional, multi-platform, fault tolerant application systemsContinuously improve software engineering developer experience;  identify gaps in existing internal framework and tools and contributeEstablish Engineering best practices; identify and establish best practices and standards, such as code review standards. Technical expertises and Problem solving; define technical standards and providing technical support to ensure Engineering best practices are consistently metArchitecture ownership - apply strong understanding of how evolving technology affects domain, follow High Level Design (HLD) methodology and contribute to HLDProvide mentorship to junior and intermediate associates through engineering best practises and standardsBasic Qualifications:At least 6 years of hands-on development experience preferably using Java, Python, Go or other object-oriented programming languagesAt least 6 years of experience with application and/or data design, architecture and development  Experience with AWS (highly preferred) or other cloud products (Microsoft Azure, Google Cloud)Experience providing mentorship to Junior/Intermediate Associates and guidance to technical and business stakeholdersPreferred Qualifications:8+ Years of experience leading the full life-cycle of Software Development Bachelor's, Master’s or Diploma in Computer Science, Software Engineering, Information Technology or in related fieldExperience working in an agile environment and familiar with agile development methodologies Working at Capital One.Enjoy a hybrid work environment, with 3 days in the office. Build a comfortable workspace with our one-time, Work From Home allowance and enjoy our head office located conveniently across the street from Union Station.Live well—physically, financially and emotionally. Receive support for you and those who are most important to you, with full coverage for spouses, domestic partners, and dependents. With up to $3000 in mental health coverage and up to $5000 in tuition subsidies per year—and much more—you’ll discover that Capital One is committed to helping you live your best life.This posting is for an existing vacancy.The expected annual salary range for this position is $157,400 - $179,600. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es). Incentives could be discretionary or non discretionary depending on the plan.We embrace the responsible use of artificial intelligence (AI) to enhance the candidate experience and streamline our recruitment processes. However, no hiring decisions are made using AI as every hiring decision is made by our hiring managers, business interviewers, and recruitment professionals. Our teams are equipped with training that empowers them to use AI responsibly.We may use your information for automated decision making. We may, for certain purposes, render a decision based exclusively on automated processing of your personal information as a part of the candidate screening process.Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ARCanada@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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    Job Description161 Bay Street (93021), Canada, Toronto,Toronto, Ontario,Senior Staff Software Engineer - International Card Tech - Full-stackAbout Capital One Canada.For 30 years, we’ve been on a mission to change banking for good and build relationships by making credit accessible, simple, intuitive and rewarding. We want to help Canadians succeed with credit, because we believe in people — in our customers, in our associates, and in talent like you!About the TeamSince 2014, Capital One Canada’s software studio has grown from a team of 10 to a team of over 250. We’re passionate about what we do, and we’re always on the lookout for people who want to make a difference in the world of credit through technology. We’re obsessed with doing the right thing, and we achieve that by finding innovative ways to better serve our customers.Here are a few of the ways we’re helping people take control of their credit:Helping customers view and monitor their credit scores with Credit KeeperEnabling customers to view and edit their Personal Information directly in the Mobile AppProviding customers 100% certainty which credit cards they’ll be approved for before they apply, by using Quick Check™We’re all-in on the cloud and we’re leaders in the adoption of open source, RESTful APIs, microservices, and containers. We build our own products and release them with a speed and agility that allows us to get new customer experiences to market quickly. And, as a founder-led company, we’re inspired to make, break, do, and do good.About the RoleAs a Senior Staff Engineer at Capital One Software Studio, you will orchestrate the creation of technology solutions that align with our business goals. Your day begins with a review of ongoing solution designs that are in different phases of their life cycles. You'll spend your time designing scalable and secure solution architectures, evaluating new technologies, and overseeing the development of high-level designs (HLD). You will engage in dynamic collaboration with cross-functional teams to advocate for best practices in architecture and design. For the new projects, you will closely work with your business partners to create sound business architectures. By day's end, you will have contributed to solutions and strategies that will shape our future, ensuring that all solutions are not only innovative but also follow our architectural and security standards.Your Responsibilities:Design and implement architectural solutions that align with Capital One Canada's business goals and adhere to our architectural framework.Develop and maintain a comprehensive catalog of technical and business capabilities, ensuring alignment with strategic objectives.Lead the creation and review of Architectural Decision Records (ADRs) and High-Level Design (HLD) documents.Actively participate in governance forums such as the Architectural Review Board ensuring compliance with internal and external standards.Collaborate with stakeholders across all levels to promote technology strategies that deliver better business value and innovation.Mentor and lead teams in the adoption of architectural best practices and continuous improvement initiatives.Basic Requirements:At least 8 years of experience in Software Engineering and Systems Architecture or Technology Solution designAt least 2 years of experience creating solutions architectures in a public cloud (AWS, Microsoft Azure, Google Cloud)Preferred QualificationsBachelor's, Master’s or Diploma in Computer Science, Software Engineering, Information Technology or in related fieldCertification in TOGAF, AWS, or other relevant architectural frameworks.3+ years of experience as a Solutions Architect in large/complex organizations10+ years of experience in software engineering8+ years of experience architecting, designing, and/or delivering scalable and decoupled systems in a heavily regulated technology environment3+ years of experience working with internal and external business clients2+ years of experience with AWS concepts and implementationsExperience to engaging, influencing and driving initiatives by partnering with technology executivesExperience mentoring software engineers or architectsExperience in a regulated environment (HIPAA, PCI, Privacy, etc)Ability to communicate at all levels in the organizations with required technical depth and breadthAWS or equivalent certifications (Cloud Practitioner, Solution Architect-Associate)Working at Capital One.Enjoy a hybrid work environment, with 3 days in the office. Build a comfortable workspace with our one-time, Work From Home allowance and enjoy our head office located conveniently across the street from Union Station.Live well—physically, financially and emotionally. Receive support for you and those who are most important to you, with full coverage for spouses, domestic partners, and dependents. With up to $3000 in mental health coverage and up to $5000 in tuition subsidies per year—and much more—you’ll discover that Capital One is committed to helping you live your best life.This posting is for an existing vacancy.The expected annual salary range for this position is $184,000 - $210,000. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es). Incentives could be discretionary or non discretionary depending on the plan.We embrace the responsible use of artificial intelligence (AI) to enhance the candidate experience and streamline our recruitment processes. However, no hiring decisions are made using AI as every hiring decision is made by our hiring managers, business interviewers, and recruitment professionals. Our teams are equipped with training that empowers them to use AI responsibly.We may use your information for automated decision making. We may, for certain purposes, render a decision based exclusively on automated processing of your personal information as a part of the candidate screening process.Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ARCanada@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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    Job Description161 Bay Street (93021), Canada, Toronto,Toronto, Ontario,Senior Distinguished Engineer- International Card TechAbout Capital One Canada.For 30 years, we’ve been on a mission to change banking for good and build relationships by making credit accessible, simple, intuitive and rewarding. We want to help Canadians succeed with credit, because we believe in people — in our customers, in our associates, and in talent like you!About the Team:Join Capital One in Canada as we build the products that enable our millions of international Card customers. This team will specifically be working on the development of customer management capabilities for international Card users, including transitioning from an account-centric to a customer-centric decision-making model.About the Role:As a Capital One Senior Distinguished Engineer, you’ll bring your unique and extensive experience, perspective and strong communication skills to work hand in hand with tech and business SLT to shape the future technical direction of Canada Tech and beyond. You’ll help technically steer everything from customer-facing web and mobile applications, to highly-available RESTful and streaming microservices, to AWS infrastructure and automation that removes sludge from the system. As a key Subject Matter Expert, you’ll inspire teams across Canada Tech and Capital One, be regularly sought after as an expert in your area, advocate for engineering excellence, and elevate the “glue” work across the organization.In this role, you will:Influence and have broad impact on International Card Tech and Capital One as a whole. Inspire the principles and standards for International Card Tech and beyond.Identify and drive transformation changes in both culture and delivery.Mentor, coach and sponsor the next generation of Distinguished Engineers.Continuously improve and level up software engineering practices in International Card Tech and Capital One.Bring together technical leaders to identify commonality and work together to reduce arbitrary uniqueness through standardization, new and existing InnerSource projects, and general reuse.Look for solutions to optimize globally vs locally.Be a beacon for initiating, driving and leading transformational change.Apply judgment to “tie break” and help platform teams make key technical decisions. Take a long term perspective to ensure platforms remain future friendly and minimize rework.Inspire diversity of thought and build psychological safety.Work with Directors and SLT members to understand the strategic business desires, forge partnerships and guide decisions by bringing a technical perspective.Embrace compromise to get the best results for the organization.Bring a passion to stay on top of internal and external trends, participate in internal and external technology communities, and drive internal adoption of external best practices.Contribute to building Capital One’s external technology brand and be recognized as an evangelist.Basic Qualifications:At least 9 years of experience in General software Software engineering and solution architectureAt least 9 years of experience in Enterprise architecture and design patternsPreferred Qualifications:Bachelor's or Master's Degree in Computer Science or a related field10+ years of experience in coding with commonly used  languages like Java, Python, Go, JavaScript/TypeScript, Swift10+ years of experience in full lifecycle of system development, from conception through architecture, implementation, testing, deployment and production support5+ years of experience with public or private cloud technologiesWorking at Capital One.Enjoy a hybrid work environment, with 3 days in the office. Build a comfortable workspace with our one-time, Work From Home allowance and enjoy our head office located conveniently across the street from Union Station.Live well—physically, financially and emotionally. Receive support for you and those who are most important to you, with full coverage for spouses, domestic partners, and dependents. With up to $3000 in mental health coverage and up to $5000 in tuition subsidies per year—and much more—you’ll discover that Capital One is committed to helping you live your best life.This posting is for an existing vacancy.We embrace the responsible use of artificial intelligence (AI) to enhance the candidate experience and streamline our recruitment processes. However, no hiring decisions are made using AI as every hiring decision is made by our hiring managers, business interviewers, and recruitment professionals. Our teams are equipped with training that empowers them to use AI responsibly.We may use your information for automated decision making. We may, for certain purposes, render a decision based exclusively on automated processing of your personal information as a part of the candidate screening process.Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ARCanada@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).


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    Job Description161 Bay Street (93021), Canada, Toronto,Toronto, Ontario,Staff Software Engineer - International Card Tech - Full-stackAbout Capital One Canada.For 30 years, we’ve been on a mission to change banking for good and build relationships by making credit accessible, simple, intuitive and rewarding. We want to help Canadians succeed with credit, because we believe in people — in our customers, in our associates, and in talent like you!About the TeamSince 2014, Capital One Canada’s software studio has grown from a team of 10 to a team of over 250. We’re passionate about what we do, and we’re always on the lookout for people who want to make a difference in the world of credit through technology. We’re obsessed with doing the right thing, and we achieve that by finding innovative ways to better serve our customers.Here are a few of the ways we’re helping people take control of their credit:Helping customers view and monitor their credit scores with Credit KeeperEnabling customers to view and edit their Personal Information directly in the Mobile AppProviding customers 100% certainty which credit cards they’ll be approved for before they apply, by using Quick Check™We’re all-in on the cloud and we’re leaders in the adoption of open source, RESTful APIs, microservices, and containers. We build our own products and release them with a speed and agility that allows us to get new customer experiences to market quickly. And, as a founder-led company, we’re inspired to make, break, do, and do good.This role does not have direct reports. We require advanced hands-on development, technical design, and architecture.Your Responsibilities:Work as part of a dynamic team throughout the Software Development Life CycleAct as a tech lead developer owning technical design and development of cross-functional, multi-platform, fault tolerant application systemsUtilize programming languages like JavaScript, Java, HTML/CSS, Angular/TypeScript, Python, React and/or Go, Open Source RDBMS and NoSQL databases, and a variety of AWS tools and services Continuously improve software engineering developer experience;  identify gaps in existing internal framework and tools and contributeEstablish Engineering best practices; identify and establish best practices and standards, such as code review standards. Technical expertises and Problem solving; define technical standards and providing technical support to ensure Engineering best practices are consistently metArchitecture ownership - apply strong understanding of how evolving technology affects domain, follow High Level Design (HLD) methodology and contribute to HLDProvide mentorship to junior and intermediate associates through engineering best practices and standardsBasic Qualifications:At least 6 years of hands-on development experience preferably using at least two or more of the following programming languages: JavaScript, Java, Angular/TypeScript, Python, Node.js, React, and/or GoAt least 6 years of experience with application and/or data design, architecture and development  Proficiency in building both the user-facing front-end and the server-side back-end of applications as this is a Full-Stack roleExperience providing mentorship to Junior/Intermediate Associates and guidance to technical and business stakeholdersPreferred Qualifications:10+ Years of experience leading the full life-cycle of Software Development Bachelor's, Master’s or Diploma in Computer Science, Software Engineering, Information Technology or in related fieldExperience working in an agile environment and familiar with agile development methodologies Experience with AWS (highly preferred) or other cloud products (Microsoft Azure, Google Cloud)Working at Capital One.Enjoy a hybrid work environment, with 3 days in the office. Build a comfortable workspace with our one-time, Work From Home allowance and enjoy our head office located conveniently across the street from Union Station.Live well—physically, financially and emotionally. Receive support for you and those who are most important to you, with full coverage for spouses, domestic partners, and dependents. With up to $3000 in mental health coverage and up to $5000 in tuition subsidies per year—and much more—you’ll discover that Capital One is committed to helping you live your best life.This posting is for an existing vacancy.The expected annual salary range for this position is $157,400 - $179,600. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es). Incentives could be discretionary or non discretionary depending on the plan.We embrace the responsible use of artificial intelligence (AI) to enhance the candidate experience and streamline our recruitment processes. However, no hiring decisions are made using AI as every hiring decision is made by our hiring managers, business interviewers, and recruitment professionals. Our teams are equipped with training that empowers them to use AI responsibly.We may use your information for automated decision making. We may, for certain purposes, render a decision based exclusively on automated processing of your personal information as a part of the candidate screening process.Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ARCanada@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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    Senior Associate, Strategy Analyst  

    - Toronto

    Job Description161 Bay Street (93021), Canada, Toronto,Toronto, Ontario,Senior Associate, Strategy AnalystAbout Capital One CanadaFor 30 years, we’ve been on a mission to change banking for good and build relationships by making credit accessible, simple, intuitive and rewarding. We want to help Canadians succeed with credit, because we believe in people — in our customers, in our associates, and in talent like you!At Capital One we’re laser focused on growth, and our Strategy Analysts are integral to moving us forward. You’ll combine deep data analytics with strategic decisioning to solve problems that actually move the needle. From day one you’ll have high ownership over your work and outcomes, seeing projects through from end to end. You’ll have the ability to gain exposure across the business to explore, learn new skills and ultimately carve your own career trajectory. This role is a masterclass in business leadership designed for those who are energized by what’s possible and who challenge themselves and their peers to think bigger, as we collectively work towards our global mission.About the RoleAs a Strategy Analyst, you’ll develop and apply analytical rigour, problem solving skills and critical thinking from day one. Embedded within a cross-functional team, you’ll bring your strategies to life from conception and analytical business case building to in-market delivery, measuring their impact through testing and monitoring, and ultimately being accountable for both customer and financial outcomes. You’ll spend time gathering and visualizing data, storytelling through presentations, collaborating with experts in areas like legal and technology, and influencing senior leadership on critical decisions.From a technical perspective, you’ll have access to various coding and visualization tools. You’ll work with SQL to query data, use spreadsheets and Python-based notebooks to organize it, and Slides to present it, along with other modern analytics tools, such as Tableau and Quicksight. Our strategy analysts are deployed across all areas of our business - product design, fraud, customer acquisitions, customer management strategy, and more - and analysts over time get the opportunity to rotate to different areas of the business to help them build a well rounded understanding of our business. Here are a few of the ways our Strategy Analysts are helping people take control of their credit:Underwriting (Credit Policy & Valuations): Strategy Analysts are responsible for assisting in developing & maintaining statistical models and the associated credit policies that help us determine who we extend credit to. Analysts in the space perform analysis on credit performance to help influence how we update and optimize our models & policies.Fraud: Strategy Analysts are responsible for developing the defences and policies to mitigate fraud losses for Capital One, creating a safe and secure experience for our customers. Analysts in the space perform diligent monitoring to understand emerging fraud trends and propose actions to prevent fraudulent behaviour.Product Development: Strategy Analysts are responsible for developing the strategies to test and scale new financial product offerings. Analysts conduct market & customer research, and couple these insights with internal data modeling to propose new solutions for our customers. Analysts in this space work with process and technology experts to get new products in the hands of our customers, and iterate upon our offerings based on consumer reception.To continue your learning, you’ll also join the Canada Analyst Development Program (CADP), which takes place over your first year with us. The program provides comprehensive foundational training not only in product strategy but also across various other key areas, including underwriting, fraud prevention, risk management, customer lifecycle, etc. to equip you with the skills and knowledge to make meaningful contributions to cross-functional projects.  Your Responsibilities: Perform modeling/analytics to assist and lead new product and pricing strategies for various lending products.Develop direct-to-consumer marketing strategies and initiatives to support business growth objectives.Help build targeted insights to inform the design and development of new customer experiences, as well as breakthrough technology and concepts designed to deliver on new go to market strategies.Support and lead step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behaviour, creating risk models, and testing hypotheses using rigorous monitoring and analysis.
    Basic Qualifications:2-5 years of experience, with an established history of leveraging analytical skills to effectively influence strategic decisions  A bachelor’s degree or higherExperience working in a team environment, with a strong ability to collaborate effectively with others
    Preferred Qualifications:Experience in coding (e.g. Complete SQL scripts, Python notebooks) and data visualization (e.g. Tableau, QuickSight). If you know how to build models or write code, that’s awesome. If not, we will help you learn it.Experience in analytical problem-solving.Working at Capital OneEnjoy a hybrid work environment, with 3 days in the office. Build a comfortable workspace with our one-time, Work From Home allowance and enjoy our head office located conveniently across the street from Union Station. Live well—physically, financially and emotionally. Receive support for you and those who are most important to you, with full coverage for spouses, domestic partners, and dependents. With up to $3000 in mental health coverage and up to $5000 in tuition subsidies per year—and much more—you’ll discover that Capital One is committed to helping you live your best life. This posting is for an existing vacancy. The expected annual salary range for this position is $112,300 to $128,100. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es). Incentives could be discretionary or non discretionary depending on the plan. We embrace the responsible use of artificial intelligence (AI) to enhance the candidate experience and streamline our recruitment processes. However, no hiring decisions are made using AI as every hiring decision is made by our hiring managers, business interviewers, and recruitment professionals. Our teams are equipped with training that empowers them to use AI responsibly.Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ARCanada@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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    Senior Associate, Data Analyst  

    - Toronto

    Job Description161 Bay Street (93021), Canada, Toronto,Toronto, Ontario,Senior Associate, Data AnalystAbout Capital One CanadaFor 30 years, we’ve been on a mission to change banking for good and build relationships by making credit accessible, simple, intuitive and rewarding. We want to help Canadians succeed with credit, because we believe in people — in our customers, in our associates and in talent like you!About the TeamData is at the centre of everything we do at Capital One. Your role as a Data Analyst on the team will heavily leverage your deep expertise in SQL. You will be a creative data wrangler, comfortable with extracting, transforming and analyzing large, complex datasets to uncover new narratives. This requires more than just the ability to write complex, performant queries; you must also possess a thorough understanding of database structures, query optimization techniques and best practices for data governance. Ultimately, you will be a proactive collaborator, skilled at articulating complex ideas through data visualization tools like QuickSight, Tableau or Matplotlib and eagerly sharing your knowledge across diverse teams.
     About the RoleIn this role, you will serve as a vital partner to the business, influencing strategy and execution across key areas like fraud prevention, credit risk or marketing. This role requires a blend of advanced technical analysis skills and strong business acumen to tackle complex challenges and deliver groundbreaking solutions. You will be responsible for translating technical insights into clear, concise and actionable strategic recommendations. Success in this position involves working effectively with both technical and non-technical stakeholders to implement strategies and innovative solutions that enhance performance, mitigate risk and drive profitable growth.Your Responsibilities:Strategic Stakeholder Partnership & Business Recommendations:Engage directly with senior stakeholders (e.g., line-of-business leads, product owners, risk management) to deeply understand business goals, challenges and decision needs. Partner with them to prioritize initiatives and refine strategies. Drive business strategy by proactively identifying, quantifying risks and translating complex analysis into compelling, concise recommendations that guide critical roadmap and decision-making processes.Actionable Insight and Executive Storytelling:Draw clear business conclusions and present comprehensive insights that explain "what happened," "why it happened," "what it means" and "what we recommend doing next" (including risk mitigation or growth levers). Design and deploy rich data visualizations and craft crisp, executive-ready narratives and dashboards to empower senior leadership to make high-stakes decisions efficiently.End-to-End Data Analysis and Execution:Lead the full data analysis lifecycle, translating complex business problems into defined specifications and final implemented solutions.Data Preparation & Transformation:Apply expert-level SQL skills to efficiently transform raw data into    clean, accessible datasets for yourself and other analysts.Governance, Reporting and Automation: Build, automate and maintain critical business reporting and controls for processes and proactively identify and deliver process improvements for efficiency.
    Basic Qualifications:At least 2 years of professional experience with SQL (e.g., Snowflake, MySQL, SQL Server, PostgreSQL, Microsoft SQL Server, Oracle, etc.).Proficient in SQL for data extraction, wrangling and advanced analytics including Joins, Window Functions, CTEs, Aggregations and performance trending across large enterprise data environments.
    Preferred Qualifications:Bachelor's or Master's Degree in a quantitative field such as Data Analytics, Data Science, Computer Science, Engineering, Mathematics, Statistics, Economics, Finance or a related discipline.At least 1 year of professional experience using dbt (data build tool) for data transformation, modeling and maintaining a production-ready data warehouse.At least 1 year of experience applying strong analytical and mathematical skills to solve complex business problems.Effective stakeholder management experience with strong skills in communication, negotiation, strategic thinking, influence and technical abilities is highly desirable.Proficient in data analysis within a cloud environment, including experience with open-source programming (e.g., Python), advanced SQL for large datasets (e.g. Snowflake), version control (e.g. Git/GitHub) and cloud services (e.g. AWS).Experience with Linux or equivalent is preferred.Working at Capital One.Enjoy a hybrid work environment, with 3 days in the office. Build a comfortable workspace with our one-time, Work From Home allowance and enjoy our head office located conveniently across the street from Union Station.Live well—physically, financially and emotionally. Receive support for you and those who are most important to you, with full coverage for spouses, domestic partners, and dependents. With up to $3000 in mental health coverage and up to $5000 in tuition subsidies per year—and much more—you’ll discover that Capital One is committed to helping you live your best life.This posting is for an existing vacancy.
    The expected annual salary range for this position is $94,800 - $108,200. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es). Incentives could be discretionary or non discretionary depending on the plan.We embrace the responsible use of artificial intelligence (AI) to enhance the candidate experience and streamline our recruitment processes. However, no hiring decisions are made using AI as every hiring decision is made by our hiring managers, business interviewers, and recruitment professionals. Our teams are equipped with training that empowers them to use AI responsibly.
     We may use your information for automated decision making. We may, for certain purposes, render a decision based exclusively on automated processing of your personal information as a part of the candidate screening process.Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ARCanada@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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    Job Description161 Bay Street (93021), Canada, Toronto,Toronto, Ontario,Senior Manager, Strategy and Analytics - Credit Risk ManagementAbout Capital One CanadaFor over 30 years, we’ve been on a mission to change banking for good and build relationships by making credit accessible, simple, intuitive and rewarding. We want to help Canadians succeed with credit, because we believe in people — in our customers, in our associates, and in talent like you! With your help, we’ll build the next generation of banking in Canada based on customer-focused values, compelling products and great engineering. Our culture is built on openness, collaboration, and diverse perspectives.  From day one, you’ll have the opportunity to work on solving complex problems, using data-driven decision making to enhance the overall business strategy, while still maintaining work/life balance. At Capital One, we love to give our Senior Managers the opportunity to rotate to roles across various teams, so while this role is within the Credit Risk Management Strategy team, you will have the opportunity to rotate to new teams throughout your time at Capital One. This is part of our winning formula for creating great future leaders and as such, this role is well suited to high performers looking for growth opportunities.About the Role As a Senior Manager, Strategy & Analytics at Capital One, you will apply your strategic and analytical skills to major company challenges. You will work with senior leaders across the Capital One organization to create solutions that drive transformational business change. And you'll do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation. Furthermore:Credit Advisor partnering with business leadership working across the Canada business and with strong links to UK and US CardReview and challenge of first line strategy to drive better business and customer outcomesInfluential beyond the typical expectations of the job level through working in a small team with broad scopeHigh degree of senior exposure to leaders in Canada and Credit Risk Management organizationsYou will lead a team to formulate strategies, collaborate with experts in areas like underwriting, portfolio management, and customer acquisitions, and influence senior leadership on critical decisions. You will be a thought leader and influence associates from other job families as well as other people leaders. We work in agile, cross-functional teams so you’ll also have the opportunity to learn from others like Data Scientists, Process Managers and Brand Strategists too.Your ResponsibilitiesStrategic leadership:Develop business strategies that will drive growth, profitability, and competitive success for Capital One in the face of shifting consumer and regulatory behavior Product:  Develop and implement new product and pricing strategies for various lending products; lead product level modeling/analyticsMarketing:Lead direct to consumer marketing efforts for select products, and strategic intent for products distributed through various channels.  Build targeted insights to inform the design and development of new customer experiences, as well as breakthrough technology and concepts designed to deliver on new go-to-market strategiesCredit Risk: Drive step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysisExecution:Coordinate across the line of business to manage and sequence delivery of business intent, build business requirements and execute against the product strategy. Oversee multiple projects and programs concurrentlyPartnership:Work closely with colleagues across Capital One including: Technology and Software Engineering, Product, Operations, Finance and others to drive improvement in quality, volume, service, and profitabilityWe are looking for big picture thinking, strategic leaders who possess a range of strengths:   Business ownership: Have an ownership mindset, and potentially P&L accountability for a business segment.  Strategic planning with a 1-3 year horizon. Leadership:  Will act as a thought leader and develop a team of analysts.  Coaching and mentoring associates throughout the organization with a goal of developing and retaining talent at Capital One.Strategic & analytic orientation: A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the business is based on rigorous analytic marketing & credit risk managementStrong business judgment, leadership and integrity: Be a tenacious decision maker, able to bring a healthy, aggressive, yet responsible approach to businessStrong executive communication skills: Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skillsClear results orientation: display an intense focus on achieving both short and long term goals. He/she should be able to drive and execute an agenda in an uncertain and fluid environmentBasic Qualifications:4+ years of work experience inclusive of quantitative analysis and project management Demonstrated ability to drive business strategy from inception to implementation, leading cross-functional teamsPreferred Qualifications A bachelor’s degree or higher4+ years of experience in quantitative and qualitative analysis, or;4+ years of experience in financial modeling and economic forecasting Successful track record of thriving in a fast paced, entrepreneurial and dynamic environment. Previous consulting experience is a plus
    Working at Capital One
    Enjoy a hybrid work environment, with 3 days in the office. Build a comfortable workspace with our one-time, Work From Home allowance and enjoy our head office located conveniently across the street from Union Station. 
    Live well—physically, financially and emotionally. Receive support for you and those who are most important to you, with full coverage for spouses, domestic partners, and dependents. With up to $3000 in mental health coverage and up to $5000 in tuition subsidies per year—and much more—you’ll discover that Capital One is committed to helping you live your best life. This posting is for an existing vacancy.The expected annual salary range for this position is $184,000 to $210,000. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es). Incentives could be discretionary or non discretionary depending on the plan.We embrace the responsible use of artificial intelligence (AI) to enhance the candidate experience and streamline our recruitment processes. However, no hiring decisions are made using AI as every hiring decision is made by our hiring managers, business interviewers, and recruitment professionals. Our teams are equipped with training that empowers them to use AI responsibly.
    We may use your information for automated decision making. We may, for certain purposes, render a decision based exclusively on automated processing of your personal information as a part of the candidate screening process.Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ARCanada@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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    Manager, Corporate Strategy Analysis  

    - Toronto

    Job Description161 Bay Street (93021), Canada, Toronto,Toronto, Ontario,Manager, Corporate Strategy AnalysisAbout Capital One CanadaFor 30 years, we’ve been on a mission to change banking for good and build relationships by making credit accessible, simple, intuitive and rewarding. We want to help Canadians succeed with credit, because we believe in people — in our customers, in our associates, and in talent like you!With your help, we’ll build the next generation of banking in Canada based on customer-focused values, compelling products and great engineering. Our Strategy & Analytics Roles are like management consulting, but better. From day one, you’ll have the opportunity to own solving complex problems, using data-driven decision-making to enhance the overall business strategy, while still maintaining work/life balance. At Capital One, we love to give our Strategy Analyst Managers the opportunity to rotate to roles across various teams, so while this role is within the Corporate Strategy team, we will consider your application for multiple Strategy & Analytics teams as well as offer you the opportunity to rotate to new teams throughout your time at Capital One. This is part of our winning formula for creating great future leaders and as such, this role is well suited to high performers looking for growth opportunities.
    About the Team
    In this role, you'll be working with Business Analysts, Financial Analysts and Project Managers supporting Strategy and Business Development functions within Canada Card.
    About the Role 
    The team is primarily responsible for identifying and evaluating new business opportunities, including products, marketing strategies, and partnerships. The team also supports senior leadership to understand market dynamics, competitor moves, and emerging trends.
    As a Manager, Business Analysis at Capital One, you will apply your strategic and analytical skills to major company challenges. You will develop and test strategies that ultimately impact the bottom line. And you'll do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation.
    The Strategy team is responsible for working with the Canada leadership team to define long-term goals for the business that enable consistent and resilient growth. In addition, the team works to identify how these goals can be achieved, partnering with key stakeholders, and to prioritize and assess new opportunities and partnerships. The team also maintains close relationships with Capital One US counterparts and business partners to ensure alignment with enterprise strategy.
    Your Responsibilities: Strategic leadership: Develop business strategies that will drive growth, profitability, and competitive success for Capital One in the face of shifting consumer and regulatory behavior, and to drive business to meet long-term goals
    Business ownership: Have an ownership mindset, and P&L accountability for business cases. Strategic planning with a 1-6 month horizon
    Leadership: Role will evolve to include managing and developing a team of analysts. Coaching and mentoring associates throughout the organization with a goal of developing talent at Capital OneExecution: Coordinate and collaborate across the business to manage and sequence delivery of business cases and initiatives, build business requirements and execute against the growth strategy. Oversee multiple projects and programs concurrentlyPartnership: Work closely with colleagues across Capital One including: Tech, Marketing, Operations, Finance and others to drive improvement in quality, volume, service, and profitabilityStrategic & nalytic orientation: A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the business is based on rigorous analytic marketing & credit risk management
    Strong business judgment, leadership and integrity: He/she should be a tenacious decision maker, able to bring a healthy, aggressive, yet responsible approach to business. Self-starter, and comfortable with blue-sky thinking and working with imperfect/incomplete informationSolid people leadership experience: Ability to build and leverage the capabilities of a high-performing team, as well as business partners across the enterprise. He/she should foster innovation, drive critical decisions, hold business partners accountable, and be able to consistently deliver resultsStrong executive communication skills: Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skillsClear results orientation: display an intense focus on achieving both short and long term goals. He/she should be able to drive and execute an agenda in an uncertain and fluid environmentSuccessful track record of thriving in a fast paced, entrepreneurial and dynamic environment. Previous consulting experience is a plus
    Basic Qualifications:At least 3 years of experience in quantitative analysis/financial modelingAt least 1 year of experience in managing high impact projectsAt least 2 years of experience in competitive/market analysisPreferred Qualifications:Bachelor’s Degree or higher in a quantitative field (Business, Math, Economics, Finance, Statistics, Science, Engineering)At least 2 years of experience in Corporate Strategy, Strategy Consulting, Strategy and Operations, and/or Business DevelopmentAt least 1 year of experience in people managementExperience working with a broad stakeholder group, including senior leaders and executives Working at Capital OneEnjoy a hybrid work environment, with 3 days in the office. Build a comfortable workspace with our one-time, Work From Home allowance and enjoy our head office located conveniently across the street from Union Station.Live well—physically, financially and emotionally. Receive support for you and those who are most important to you, with full coverage for spouses, domestic partners, and dependents. With up to $3000 in mental health coverage and up to $5000 in tuition subsidies per year—and much more—you’ll discover that Capital One is committed to helping you live your best life.This posting is for an existing vacancy.The expected annual salary range for this position is $157,400 to $179,600. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es). Incentives could be discretionary or non discretionary depending on the plan.We embrace the responsible use of artificial intelligence (AI) to enhance the candidate experience and streamline our recruitment processes. However, no hiring decisions are made using AI as every hiring decision is made by our hiring managers, business interviewers, and recruitment professionals. Our teams are equipped with training that empowers them to use AI responsibly.We may use your information for automated decision making. We may, for certain purposes, render a decision based exclusively on automated processing of your personal information as a part of the candidate screening process. Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ARCanada@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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    Associate, Strategy Analyst  

    - Toronto

    Job Description161 Bay Street (93021), Canada, Toronto,Toronto, Ontario,Associate, Strategy AnalystAssociate, Strategy Analyst
     About Capital One CanadaFor 30 years, we’ve been on a mission to change banking for good and build relationships by making credit accessible, simple, intuitive and rewarding. We want to help Canadians succeed with credit, because we believe in people — in our customers, in our associates, and in talent like you!About Our TeamAt Capital One we’re laser focused on growth, and our Strategy Analysts are integral to moving us forward. You’ll combine deep data analytics with strategic decisioning to solve problems that actually move the needle. From day one you’ll have high ownership over your work and outcomes, seeing projects through from end to end. You’ll start in Product Strategy, and have the ability to rotate across the business to explore, learn new skills and ultimately carve your own career trajectory. This role is a masterclass in business leadership designed for those who are energized by what’s possible and who challenge themselves and their peers to think bigger, as we collectively work towards our global mission.
     As a Strategy Analyst, you’ll develop and apply analytical rigour, problem solving skills and critical thinking from day one. Embedded within a cross-functional team, you’ll bring your strategies to life from conception and analytical business case building to in-market delivery, measuring their impact through testing and monitoring, and ultimately being accountable for both customer and financial outcomes.  You’ll spend time gathering and visualizing data, storytelling through presentations, collaborating with experts in areas like legal and technology, and influencing senior leadership on critical decisions.You’ll work with tools like SQL to query data, use spreadsheets and Python-based notebooks to organize it, and slides to present it, along with a number of other modern analytics tools. Working in an agile, cross-functional team you’ll also have the opportunity to learn from other job families like data scientists, process managers, and product owners.Our strategy analysts are deployed across all areas of our business - product design, fraud, customer acquisitions, customer management strategy, and more - and analysts over time get the opportunity to rotate to different areas of the business to help them build a well rounded understanding of our business. Here are a few of the ways our Strategy Analysts are helping people take control of their credit:Underwriting (Credit Policy & Valuations): Strategy Analysts are responsible for assisting in developing & maintaining statistical models and the associated credit policies that help us determine who we extend credit to. Analysts in the space perform analysis on credit performance to help influence how we update and optimize our models & policies.Fraud: Strategy Analysts are responsible for developing the defences and policies to mitigate fraud losses for Capital One, creating a safe and secure experience for our customers. Analysts in the space perform diligent monitoring to understand emerging fraud trends and propose actions to prevent fraudulent behaviour.Product Development: Strategy Analysts are responsible for developing the strategies to test and scale new financial product offerings. Analysts conduct market & customer research, and couple these insights with internal data modeling to propose new solutions for our customers. Analysts in this space work with process and technology experts to get new products in the hands of our customers, and iterate upon our offerings based on consumer reception.As a new Strategy Analyst, you’ll join the Canada Analyst Development Program (CADP), which takes place over your first year with us and involves hands-on training, a case competition, social and networking events, and more. ResponsibilitiesYou will get to work with a team of fellow strategy analysts, along with associates in other job families such as Data Scientists and Product Managers, working to execute on and accomplish the following:Perform modeling/analytics to assist new product and pricing strategies for various lending products.Develop direct-to-consumer marketing strategy and initiatives to support business growth objectives.Help build targeted insights to inform the design and development of new customer experiences, as well as breakthrough technology and concepts designed to deliver on new go to market strategies.Support step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behaviour, creating risk models, and testing hypotheses using rigorous monitoring and analysis.Basic QualificationsGraduated with a Master's or Bachelor's Degree between 2024 and 2026 in Commerce, Finance, Marketing, Economics, Business Administration, Engineering, Mathematics, Statistics or a related fieldPreferred QualificationsExperience in basic coding and/or data visualization (e.g. SQL, Python, Tableau, QuickSight). If you know how to build models or write code, that’s awesome. If not, don’t worry as long as you have an interest in and aptitude for learning it.Experience in analytical problem-solving.Working at Capital One.Enjoy a hybrid work environment, with 3 days in the office. Build a comfortable workspace with our one-time, Work From Home allowance and enjoy our head office located conveniently across the street from Union Station. Live well—physically, financially and emotionally. Receive support for you and those who are most important to you, with full coverage for spouses, domestic partners, and dependents. With up to $3000 in mental health coverage and up to $5000 in tuition subsidies per year—and much more—you’ll discover that Capital One is committed to helping you live your best life. This posting is for an existing vacancy.The expected annual salary for this role is $100,000. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es). Incentives could be discretionary or non discretionary depending on the plan.We embrace the responsible use of artificial intelligence (AI) to enhance the candidate experience and streamline our recruitment processes. However, no hiring decisions are made using AI as every hiring decision is made by our hiring managers, business interviewers, and recruitment professionals. Our teams are equipped with training that empowers them to use AI responsibly.We may use your information for automated decision making. We may, for certain purposes, render a decision based exclusively on automated processing of your personal information as a part of the candidate screening process. Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ARCanada@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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    Manager, Product Strategy Analyst  

    - Toronto

    Job Description161 Bay Street (93021), Canada, Toronto,Toronto, Ontario,Manager, Product Strategy AnalystAbout Capital One CanadaFor 30 years, we’ve been on a mission to change banking for good and build relationships by making credit accessible, simple, intuitive and rewarding. We want to help Canadians succeed with credit, because we believe in people — in our customers, in our associates, and in talent like you!With your help, we’ll build the next generation of banking in Canada based on customer-focused values, compelling products and great engineering. Our Strategy & Analytics Roles are like management consulting, but better. From day one, you’ll have the opportunity to own and solve complex problems, using data-driven decision-making to enhance the overall business strategy, while still maintaining work/life balance. At Capital One, we love to give our Strategy Analyst Managers the opportunity to rotate to roles across various teams, so while this role is within the Product Strategy team, we will consider your application for multiple Strategy & Analytics teams as well as offer you the opportunity to rotate to new teams throughout your time at Capital One. This is part of our winning formula for creating great future leaders and as such, this role is well suited to high performers looking for growth opportunities.
    About the Team
    The Product Strategy team is a very cross-functional team that brings together Strategy Analysts with experts across the business to design our customer products and strategies.  This team collaborates with our credit teams, marketing teams and product teams to analyse prospective and current customer behaviours to implement market leading product strategies. 
    About the Role 
    As a Manager on the Product Strategy Team you will optimize our customer products informed by your analysis of credit performance, market landscape, and customer preference. You will design and execute product tests to inform our strategy. You will oversee market and customer research, and couple these insights with internal data modeling to lead new solutions for our customers.From a technical perspective, you will leverage various coding and visualization tools. You will work with SQL to query data, use spreadsheets and Python-based notebooks to organize it, and Slides to present it, along with other modern analytics tools, such as Tableau and Quicksight. You will apply your strategic and analytical skills to major company challenges. You will develop and test strategies that ultimately impact the bottom line. And you'll do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation.This role will evolve into a people leadership role, and you will join the Capital One Leads program, which focuses on developing people leadership skills to lead high-performing teams.
     Your Responsibilities: You will be the lead analyst in one of the areas of product strategy. You will have oversight of both the product strategy and the deep analytics supporting it, including completing the analysis yourself and guiding the junior analysts on the team. You will lead and develop a high-performing team of analysts, providing coaching and removing barriers to grow the next generation of our leaders.You will create and present the recommendations to senior leadership and gain buy-in to proceed with strategies, which you will then implement, monitor and continue to improve as you see your strategy evolve.  As the lead of your area, you will determine the strategic roadmap of the team and collaborate across the underwriting and valuations team to lead the change.You will use technical analytical skills (such as SQL and Python) to complete the analysis.
    Basic Qualifications:At least 5 years of experience in business analysis, with an established history of leveraging analytical skills to effectively influence strategic decisions At least 1 year of experience in managing high impact projectsExperience in technical analysis and coding, including presenting analytical information through slides and memosPreferred Qualifications:Bachelor’s Degree or higher in a quantitative field (Business, Math, Economics, Finance, Statistics, Science, Engineering)At least 1 year of experience in people management5+ years experience in product strategy and analyticsProficient in SQL, data visualization tools (e.g., Tableau, Quicksight), and Python for analysis and automation 2+ years experience in the consumer financial services industryWorking at Capital OneEnjoy a hybrid work environment, with 3 days in the office. Build a comfortable workspace with our one-time, Work From Home allowance and enjoy our head office located conveniently across the street from Union Station.Live well—physically, financially and emotionally. Receive support for you and those who are most important to you, with full coverage for spouses, domestic partners, and dependents. With up to $3000 in mental health coverage and up to $5000 in tuition subsidies per year—and much more—you’ll discover that Capital One is committed to helping you live your best life.This posting is for an existing vacancy. The expected annual salary range for this position is $157,400 - $179,600. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es). Incentives could be discretionary or non discretionary depending on the plan.We embrace the responsible use of artificial intelligence (AI) to enhance the candidate experience and streamline our recruitment processes. However, no hiring decisions are made using AI as every hiring decision is made by our hiring managers, business interviewers, and recruitment professionals. Our teams are equipped with training that empowers them to use AI responsibly.We may use your information for automated decision making. We may, for certain purposes, render a decision based exclusively on automated processing of your personal information as a part of the candidate screening process.Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ARCanada@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

  • C

    Job Description161 Bay Street (93021), Canada, Toronto,Toronto, Ontario,Manager, Underwriting & Valuations Strategy AnalystAbout Capital One CanadaFor 30 years, we’ve been on a mission to change banking for good and build relationships by making credit accessible, simple, intuitive and rewarding. We want to help Canadians succeed with credit, because we believe in people — in our customers, in our associates, and in talent like you!With your help, we’ll build the next generation of banking in Canada based on customer-focused values, compelling products and great engineering. Our Strategy & Analytics Roles are like management consulting, but better. From day one, you’ll have the opportunity to own solving complex problems, using data-driven decision-making to enhance the overall business strategy, while still maintaining work/life balance. At Capital One, we love to give our Strategy Analyst Managers the opportunity to rotate to roles across various teams, so while this role is within the Credit Modeling team, we will consider your application for multiple Strategy & Analytics teams as well as offer you the opportunity to rotate to new teams throughout your time at Capital One. This is part of our winning formula for creating great future leaders and as such, this role is well suited to high performers looking for growth opportunities.About the TeamThe Underwriting & Valuations team consists of Strategy Analysts and Data Scientists who come together to build our models and policies which lead to our underwriting outcomes. This team collaborates with our best in class Credit Risk Management group to create robust analysis and implement credit based strategies. About the RoleIn this role, you will be the lead analyst responsible for determining the optimal underwriting strategy for your area of the business.  You will perform complex analysis using model outputs and latest insights to determine and propose the winning strategy. You will present your recommendation and gain buy-in from leadership. You will function as the lead analyst among a group of analysts, responsible for the teams’ most complex problems and guiding junior analysts across the team. From a technical perspective, you will leverage various coding and visualization tools. You’ll work with SQL to query data, use spreadsheets and Python-based notebooks to organize it, and Slides to present it, along with other modern analytics tools, such as Tableau and Quicksight. You will apply your strategic and analytical skills to major company challenges. You will develop and test strategies that ultimately impact the bottom line. And you'll do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation.This role will evolve into a people leadership role, and you will join the Capital One Leads program, which focuses on developing people leadership skills to lead high-performing teams.
     Your Responsibilities: You will be the lead analyst in one of the areas of underwriting and valuations, such as new applications or credit limit increases.  You will have oversight of the most complex pieces of analysis in the area, including completing the analysis yourself and guiding the junior analysts on the team.You will lead and develop a high-performing team of analysts, providing coaching and removing barriers to grow the next generation of our leaders. You will create and present the recommendations to senior leadership and gain buy-in to proceed with strategies, which you will then implement, monitor and continue to improve as you see your strategy evolve.  As the lead of your area, you will determine the strategic roadmap of the team and collaborate across the underwriting and valuations team to lead the change.You will use technical analytical skills (such as SQL and Python) to complete the analysis.
    Basic Qualifications:At least 5 years of experience in business analysis, with an established history of leveraging analytical skills to effectively influence strategic decisions At least 1 year of experience in managing high impact projectsExperience in technical analysis and coding, including presenting analytical information through slides and memosPreferred Qualifications:Bachelor’s Degree or higher in a quantitative field (Business, Math, Economics, Finance, Statistics, Science, Engineering)At least 1 year of experience in people management5+ years in credit, underwriting, and/or valuations with a basic understanding of credit card or other loan based underwritingProficient in SQL, data visualization tools (e.g., Tableau, Quicksight), and Python for analysis and automation2+ years experience in the consumer financial services industry Working at Capital One.Enjoy a hybrid work environment, with 3 days in the office. Build a comfortable workspace with our one-time, Work From Home allowance and enjoy our head office located conveniently across the street from Union Station.Live well—physically, financially and emotionally. Receive support for you and those who are most important to you, with full coverage for spouses, domestic partners, and dependents. With up to $3000 in mental health coverage and up to $5000 in tuition subsidies per year—and much more—you’ll discover that Capital One is committed to helping you live your best life.This posting is for an existing vacancy.The expected annual salary range for this position is $157,400 - $179,600. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es). Incentives could be discretionary or non discretionary depending on the plan.We embrace the responsible use of artificial intelligence (AI) to enhance the candidate experience and streamline our recruitment processes. However, no hiring decisions are made using AI as every hiring decision is made by our hiring managers, business interviewers, and recruitment professionals. Our teams are equipped with training that empowers them to use AI responsibly.
     We may use your information for automated decision making. We may, for certain purposes, render a decision based exclusively on automated processing of your personal information as a part of the candidate screening process.Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ARCanada@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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    Senior Staff Software Engineer  

    - Toronto

    Job Description161 Bay Street (93021), Canada, Toronto,Toronto, Ontario,Senior Staff Software Engineer About Capital One Canada.For 30 years, we’ve been on a mission to change banking for good and build relationships by making credit accessible, simple, intuitive and rewarding. We want to help Canadians succeed with credit, because we believe in people — in our customers, in our associates, and in talent like you!About the TeamSince 2014, Capital One Canada’s software studio has grown from a team of 10 to a team of over 250. We’re passionate about what we do, and we’re always on the lookout for people who want to make a difference in the world of credit through technology. We’re obsessed with doing the right thing, and we achieve that by finding innovative ways to better serve our customers.Here are a few of the ways we’re helping people take control of their credit:Helping customers view and monitor their credit scores with Credit KeeperEnabling customers to view and edit their Personal Information directly in the Mobile AppProviding customers 100% certainty which credit cards they’ll be approved for before they apply, by using Quick Check™We’re all-in on the cloud and we’re leaders in the adoption of open source, RESTful APIs, microservices, and containers. We build our own products and release them with a speed and agility that allows us to get new customer experiences to market quickly. And, as a founder-led company, we’re inspired to make, break, do, and do good.About the RoleAs a Senior Staff Engineer at Capital One Software Studio, you will orchestrate the creation of technology solutions that align with our business goals. Your day begins with a review of ongoing solution designs that are in different phases of their life cycles. You'll spend your time designing scalable and secure solution architectures, evaluating new technologies, and overseeing the development of high-level designs (HLD). You will engage in dynamic collaboration with cross-functional teams to advocate for best practices in architecture and design. For the new projects, you will closely work with your business partners to create sound business architectures. By day's end, you will have contributed to solutions and strategies that will shape our future, ensuring that all solutions are not only innovative but also follow our architectural and security standardsYour Responsibilities:Design and implement architectural solutions that align with Capital One Canada's business goals and adhere to our architectural framework.Develop and maintain a comprehensive catalog of technical and business capabilities, ensuring alignment with strategic objectives.Lead the creation and review of Architectural Decision Records (ADRs) and High-Level Design (HLD) documents.Actively participate in governance forums such as the Architectural Review Board ensuring compliance with internal and external standards.Collaborate with stakeholders across all levels to promote technology strategies that deliver better business value and innovation.Mentor and lead teams in the adoption of architectural best practices and continuous improvement initiatives.Basic Requirements:At least 8 years of experience in Software Engineering and Systems Architecture or Technology Solution designAt least 2 years of experience creating solutions architectures in a public cloud (AWS, Microsoft Azure, Google Cloud)Preferred QualificationsBachelor's, Master’s or Diploma in Computer Science, Software Engineering, Information Technology or in related fieldCertification in TOGAF, AWS, or other relevant architectural frameworks.3+ years of experience as a Solutions Architect in large/complex organizations10+ years of experience in software engineering8+ years of experience architecting, designing, and/or delivering scalable and decoupled systems in a heavily regulated technology environment3+ years of experience working with internal and external business clients2+ years of experience with AWS concepts and implementationsExperience to engaging, influencing and driving initiatives by partnering with technology executivesExperience mentoring software engineers or architectsExperience in a regulated environment (HIPAA, PCI, Privacy, etc)Ability to communicate at all levels in the organizations with required technical depth and breadthAWS or equivalent certifications (Cloud Practitioner, Solution Architect-Associate)Working at Capital One.Enjoy a hybrid work environment, with 3 days in the office. Build a comfortable workspace with our one-time, Work From Home allowance and enjoy our head office located conveniently across the street from Union Station.Live well—physically, financially and emotionally. Receive support for you and those who are most important to you, with full coverage for spouses, domestic partners, and dependents. With up to $3000 in mental health coverage and up to $5000 in tuition subsidies per year—and much more—you’ll discover that Capital One is committed to helping you live your best life.This posting is for an existing vacancy.The expected annual salary range for this position is $184,000 - $210,000. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es). Incentives could be discretionary or non discretionary depending on the plan.We embrace the responsible use of artificial intelligence (AI) to enhance the candidate experience and streamline our recruitment processes. However, no hiring decisions are made using AI as every hiring decision is made by our hiring managers, business interviewers, and recruitment professionals. Our teams are equipped with training that empowers them to use AI responsibly.We may use your information for automated decision making. We may, for certain purposes, render a decision based exclusively on automated processing of your personal information as a part of the candidate screening process.Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ARCanada@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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    Job Description161 Bay Street (93021), Canada, Toronto,Toronto, Ontario,Senior Manager, Customer Resiliency Strategy and Analytics
    About Capital One Canada
    For 30 years, we’ve been on a mission to change banking for good and build relationships by making credit accessible, simple, intuitive and rewarding. We want to help Canadians succeed with credit, because we believe in people — in our customers, in our associates, and in talent like you!About the TeamCustomer Resiliency is at the heart of realizing our mission to help both our customers and our business.  From day one, you’ll have the opportunity to work on solving complex problems, using data-driven decision making to enhance the overall business strategy, while still maintaining work/life balance. As Sr. Manager, Customer Resiliency Strategy and Analytics, you'll be working with Business Analysts, Product Managers, Process Managers, Operations and Data Scientists supporting Customer Resiliency Strategy within Canada Card. At Capital One, we love to give our Senior Managers the opportunity to rotate to roles across various teams, so while this role is within the Customer Resiliency Strategy team, you will have the opportunity to rotate to new teams throughout your time at Capital One. This is part of our winning formula for creating great future leaders and as such, this role is well suited to high performers looking for growth opportunities.
    About the Role
    As a Senior Manager, Customer Resiliency Analytics, you will lead the strategy and analytics for both our Collections and Recoveries programs. Your primary mission will be to define, execute and continuously monitor customer-centric strategies that help customers get back on track with credit, while also protecting the financial health and business outcomes of Capital One Canada.
    You will be the custodian of portfolio risk for delinquent and charged-off accounts, working closely with internal loss forecasting teams to ensure a grounded outlook on expected future losses.
    This role requires a unique combination of strategic thinking, analytics expertise, people leadership, and executive communication. You’ll lead and develop a high-performing team of analysts, partner with colleagues across Credit Risk, Loss Forecasting, Data Science, Operations, Technology and Product, and influence senior leaders with data-driven insights. You will be accountable for building business cases with a clear focus on outcomes, trade-offs, and long-term resilience.
    Your Responsibilities
    Strategic LeadershipDevelop and execute Customer Resiliency strategies that help customers and Capital One, while balancing loss prevention, customer experience and business growth.Provide clear direction and priorities across Customer Resiliency initiatives.
    People LeadershipLead and develop a high-performing team of analysts, fostering a culture of inclusion, collaboration, and innovation.Provide coaching and remove barriers to grow the next generation of leaders.Strategic & Analytic OrientationGuide and challenge the teams’ analysis to ensure rigor, clarity, and alignment to business priorities.Balance data-driven depth with pragmatic decision-making, ensuring strategies are responsive to changing risks.PartnershipCollaborate with cross-functional partners (Product, Technology, Data Science, Operations, Credit Risk) to ensure strategies are translated into effective business outcomes.Work in partnership with direct-reports to align strategies across domains, integrate insights, and present a unified perspective to senior leaders.
    Strong Business Judgment & IntegrityExhibit sound judgment and the ability to influence with credibility at senior levels to amplify the work of the team.
    Basic QualificationsAt least 7 years of experience in debt collection, credit risk, or analytics with demonstrated impact on the P&L, customer experience, and business results.At least 5 years of people leadership experience, with a track record of fostering an inclusive, collaborative team culture where associates feel safe to speak up and challenge ideas constructively.Strong problem-solving skills, with an established history of leveraging analytical skills to effectively influence strategic decisions.Experience in synthesizing complex insights into clear narratives that drive senior leadership decisions.
    Preferred QualificationsBachelor’s degree or higher Experience leading leadersProven ability to build strong partnerships with other leaders - balancing alignment with giving managers the autonomy to lead their teamDeep understanding of industry trends and external factors that influence credit risk strategies - such changing macroeconomic environments, adoption of advanced technologies, evolving customer behaviours and regulatory shifts.Prove ability to anticipate emerging risks and adapt roadmaps in a rapidly changing environment.Proven ability to manage ambiguity and make strategic decisions under uncertainty.Working at Capital One.
    Enjoy a hybrid work environment, with 3 days in the office. Build a comfortable workspace with our one-time, Work From Home allowance and enjoy our head office located conveniently across the street from Union Station.
    Live well—physically, financially and emotionally. Receive support for you and those who are most important to you, with full coverage for spouses, domestic partners, and dependents. With up to $3000 in mental health coverage and up to $5000 in tuition subsidies per year—and much more—you’ll discover that Capital One is committed to helping you live your best life.This posting is for an existing vacancy.The expected annual salary range for this position is $184,000 to $210,000. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es). Incentives could be discretionary or non discretionary depending on the plan.
    We embrace the responsible use of artificial intelligence (AI) to enhance the candidate experience and streamline our recruitment processes. However, no hiring decisions are made using AI as every hiring decision is made by our hiring managers, business interviewers, and recruitment professionals. Our teams are equipped with training that empowers them to use AI responsibly.
    We may use your information for automated decision making. We may, for certain purposes, render a decision based exclusively on automated processing of your personal information as a part of the candidate screening process.
     Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ARCanada@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

  • C

    Job Description161 Bay Street (93021), Canada, Toronto,Toronto, Ontario,Senior Associate, Product Strategy AnalystAbout Capital One CanadaFor 30 years, we’ve been on a mission to change banking for good and build relationships by making credit accessible, simple, intuitive and rewarding. We want to help Canadians succeed with credit, because we believe in people — in our customers, in our associates, and in talent like you!At Capital One we’re laser focused on growth, and our Strategy Analysts are integral to moving us forward. You’ll combine deep data analytics with strategic decisioning to solve problems that actually move the needle. From day one you’ll have high ownership over your work and outcomes, seeing projects through from end to end. You’ll start in Product Strategy, and have the ability to gain exposure across the business to explore, learn new skills and ultimately carve your own career trajectory. This role is a masterclass in business leadership designed for those who are energized by what’s possible and who challenge themselves and their peers to think bigger, as we collectively work towards our global mission.About the TeamThe Product Strategy team is a very cross-functional team that brings together Strategy Analysts with experts across the business to design our customer products and strategies.  This team collaborates with our credit teams, marketing teams and product teams to analyse prospective and current customer behaviours to implement market leading product strategies. 
     About the RoleIn this role, you will dive into a wide range of data and insights to propose the next product strategy.  You’ll design product tests to find the best new product offerings. You’ll conduct market and customer research, and couple these insights with internal data modeling to propose new solutions for our customers. From a technical perspective, you’ll have access to various coding and visualization tools. You’ll work with SQL to query data, use spreadsheets and Python-based notebooks to organize it, and Slides to present it, along with other modern analytics tools, such as Tableau and Quicksight. To continue your learning, you’ll also join the Canada Analyst Development Program (CADP), which takes place over your first year with us. The program provides comprehensive foundational training not only in product strategy but also across various other key areas, including underwriting, fraud prevention, risk management, customer lifecycle, etc. to equip you with the skills and knowledge to make meaningful contributions to cross-functional projects.  Your Responsibilities: You will be responsible for one of the products, diving deep into current performance, analysing marketing insights and proposing the strategies to continue to grow the product. You will build the case to bring strategies to market and work with product and technology teams to implement them.  With our in-house technology, you get to see your work through to delivery in real time. As the owner of the strategy, you can then evaluate performance and continue to adjust and improve your strategy as needed.As the expert of your area, you will influence the strategic roadmap of the team and collaborate across the product strategy team to drive change to our customer experiences.You will use technical analytical skills (such as SQL and Python) to complete the analysis - don’t worry if you don’t know this now, we will help you learn.
    Basic Qualifications:2-5 years of experience, with an established history of leveraging analytical skills to effectively influence strategic decisions  Experience working in a team environment, with a strong ability to collaborate effectively with others
    Preferred Qualifications:A bachelor’s degree or higherExperience in product strategy or digital marketing with a basic understanding of credit card or other loan based underwritingExperience in coding (e.g. Complete SQL scripts, Python notebooks) and data visualization (e.g. Tableau, QuickSight). If you know how to build models or write code, that’s awesome. If not, we will help you learn it.Working at Capital OneEnjoy a hybrid work environment, with 3 days in the office. Build a comfortable workspace with our one-time, Work From Home allowance and enjoy our head office located conveniently across the street from Union Station. Live well—physically, financially and emotionally. Receive support for you and those who are most important to you, with full coverage for spouses, domestic partners, and dependents. With up to $3000 in mental health coverage and up to $5000 in tuition subsidies per year—and much more—you’ll discover that Capital One is committed to helping you live your best life. This posting is for an existing vacancy.The expected annual salary range for this position is $112,300 to $128,100. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es). Incentives could be discretionary or non discretionary depending on the plan.We embrace the responsible use of artificial intelligence (AI) to enhance the candidate experience and streamline our recruitment processes. However, no hiring decisions are made using AI as every hiring decision is made by our hiring managers, business interviewers, and recruitment professionals. Our teams are equipped with training that empowers them to use AI responsibly.We may use your information for automated decision making. We may, for certain purposes, render a decision based exclusively on automated processing of your personal information as part of the candidate screening process.Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ARCanada@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).


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