Job DescriptionAt Allstate, great things happen when our people work together to protect families and their belongings from life’s uncertainties. And for more than 90 years our innovative drive has kept us a step ahead of our customers’ evolving needs. From advocating for seat belts, air bags and graduated driving laws, to being an industry leader in pricing sophistication, telematics, and, more recently, device and identity protection. Job DescriptionBecome an Allstate Sales Agent: Your Next Big Opportunity
Are you a driven, self-motivated sales professional who thrives on building your own pipeline and closing deals? If you're a hunter who loves to chase down opportunities and maximize your earning potential, then this role is for you.Why Allstate?
•Unlimited Earning Potential: Competitive uncapped commissions and generous quarterly bonuses. Your income is as limitless as your ambition.
•Fast-Tracked Growth: Paid training, licensing, and continuous coaching to sharpen your skills and help you dominate your market.
•Marketing Support: Access dedicated marketing resources to amplify your efforts and accelerate your success.
•Day-One Benefits: Flexible Benefits Plan starts immediately, and Employer-Matched RRSP after just 90 days.Role Designation: HybridAbout the Role: This isn’t just another sales job—it’s an opportunity to take control of your own success. We need a go-getter who excels at hunting for new business, thrives on prospecting, and closes deals that create real value for clients. With Allstate’s robust commission structure, you can control how much you make—the harder you work, the more you earn. You’ll not only be selling insurance; you’ll become a trusted advisor, making a tangible difference in the lives of your clients.What You’ll Do:
•Proactively Hunt for Business: Build and manage your own pipeline through aggressive prospecting, cold outreach, and community involvement.
•Close Deals: Identify client needs, create customized insurance solutions, and close sales that protect what matters most.
•Expand Your Reach: Be visible in your community by attending events and networking to continually build your client base.What You Bring:
•Hunting Mentality: A relentless drive for results, competitive spirit, and passion for prospecting and winning new business.
•Relationship Builder: Strong communication skills and the ability to develop lasting client relationships.
•Insurance License: Either licensed to sell insurance or willing to become licensed.
•Industry Experience: Prior insurance experience is a strong asset but not required for the right sales hunter.#LI-PK1Allstate Canada Group has policies and practices that provide workplace accommodations. If you require accommodation, please let us know and we will work with you to meet your needs.

While we appreciate all applications, only those selected for an interview will be contactedJoining our team isn’t just a job — it’s an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger – a winning team making a meaningful impact.

Job DescriptionAt Allstate, great things happen when our people work together to protect families and their belongings from life’s uncertainties. And for more than 90 years our innovative drive has kept us a step ahead of our customers’ evolving needs. From advocating for seat belts, air bags and graduated driving laws, to being an industry leader in pricing sophistication, telematics, and, more recently, device and identity protection. Job DescriptionBecome an Allstate Sales Agent: Your Next Big Opportunity
Are you a driven, self-motivated sales professional who thrives on building your own pipeline and closing deals? If you're a hunter who loves to chase down opportunities and maximize your earning potential, then this role is for you.Why Allstate?Unlimited Earning Potential: Competitive uncapped commissions and generous quarterly bonuses. Your income is as limitless as your ambition.Fast-Tracked Growth: Paid training, licensing, and continuous coaching to sharpen your skills and help you dominate your market.Marketing Support: Access dedicated marketing resources to amplify your efforts and accelerate your success.Day-One Benefits: Flexible Benefits Plan starts immediately, and Employer-Matched RRSP after just 90 days.Role Designation: HybridAbout the Role: This isn’t just another sales job—it’s an opportunity to take control of your own success. We need a go-getter who excels at hunting for new business, thrives on prospecting, and closes deals that create real value for clients. With Allstate’s robust commission structure, you can control how much you make—the harder you work, the more you earn. You’ll not only be selling insurance; you’ll become a trusted advisor, making a tangible difference in the lives of your clients.What You’ll Do:Proactively Hunt for Business: Build and manage your own pipeline through aggressive prospecting, cold outreach, and community involvement.Close Deals: Identify client needs, create customized insurance solutions, and close sales that protect what matters most.Expand Your Reach: Be visible in your community by attending events and networking to continually build your client base.What You Bring:Hunting Mentality: A relentless drive for results, competitive spirit, and passion for prospecting and winning new business.Relationship Builder: Strong communication skills and the ability to develop lasting client relationships.Insurance License: Either licensed to sell insurance or willing to become licensed.Industry Experience: Prior insurance experience is a strong asset but not required for the right sales hunter.Allstate Canada Group has policies and practices that provide workplace accommodations. If you require accommodation, please let us know and we will work with you to meet your needs.While we appreciate all applications, only those elected for an interview will be contacted.Joining our team isn’t just a job — it’s an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger – a winning team making a meaningful impact.

Job DescriptionMcKesson, l’une des 10 premières entreprises du classement Fortune Global 500, touche à pratiquement tous les aspects des soins de santé et s’emploie à faire une réelle différence. Nous sommes reconnus pour notre capacité à offrir un savoir, des produits et des services qui rendent les soins de qualité plus accessibles et plus abordables. Chez nous, la santé, le bonheur et le bien-être de nos gens et des personnes que nous desservons sont prioritaires—et nous tiennent à cœur.Ce que tu fais chez McKesson a de l’importance. Nous favorisons une culture où tu peux t’épanouir et avoir un impact, et où tu es encouragé à proposer de nouvelles idées. Ensemble, nous façonnons l’avenir de la santé pour nos patients, nos communautés et nos équipes. Si tu souhaites dès aujourd’hui contribuer à la santé de demain, nous aimerions avoir de tes nouvelles.McKesson is an impact-driven, Fortune 10 company that touches virtually every aspect of healthcare. We are known for delivering insights, products, and services that make quality care more accessible and affordable. Here, we focus on the health, happiness, and well-being of you and those we serve – we care.What you do at McKesson matters. We foster a culture where you can grow, make an impact, and are empowered to bring new ideas. Together, we thrive as we shape the future of health for patients, our communities, and our people. If you want to be part of tomorrow’s health today, we want to hear from you.Résume du posteL’analyste financier principal(e) Tarification sera responsable d’élaborer des analyses financières relatives à la rentabilité ainsi que des stratégies de tarification pour les activités de la Distribution pharmaceutique et de santé spécialisés.Responsabilités spécifiquesÊtre le partenaire d’affaires qui soutient les activités de la Distribution pharmaceutique en offrant des services financiers sous forme d’analyses de rentabilité et de tarification, et sous forme de modélisation et de présentation de bilans de rentabilité.Préparer et diriger une partie du processus d’analyse financière, en particulier par la création de dossiers de bilans de rentabilité et par la documentation des hypothèses à l’appui.Effectuer des analyses de valeur ajoutée sur les activités des unités d’affaires et fournir les recommandations requises afin de soutenir la prise de décision. Cerner et décrire les tendances en collaborant étroitement avec des intervenants clés du service, comme la Logistique, l’Exploitation nationale, les Ventes nationales et les Solutions d’approvisionnement.Préparer et entretenir des rapports de rentabilité de plusieurs dimensions (fabriquants, clients, catégorie de produits, etc.)Collaborer avec les Directeurs Principaux FP&A de Distribution pharmaceutique et de santé spécialisés relativement aux dossiers liés à la planification financière et l’établissement du budget, aux tableaux de bord financiers, aux analyses concurrentielles de référence et aux présentations de gestion financière.Présenter et gérer les risques et les occasions de l’unité d’affaires. Adopter une approche proactive en ce qui concerne les recommandations visant à réduire les risques et mettre à implanter de nouvelles opportunités d’affaires.Contribuer à l’avancement de projets spéciaux comme la mise en œuvre du système de rentabilité et d’autres projets d’amélioration des processus.Exigences du posteBaccalauréat en commerce avec une concentration en finance ou en comptabilité. Titre de comptable (CPA ou CFA) obligatoire (MBA sera aussi considéré).Au moins de cinq ans d’expérience acquise dans un poste d’analyste financier ou similaire.Expertise éprouvée en analyse de rentabilité, modélisation financière et planification financière.Grande capacité à comprendre et à construire efficacement des modèles financiers portant sur des situations financières complexes.Excellentes compétences en organisation/planification et respect des échéanciers urgents.Aptitude à gérer des échéances serrées dans un environnement changeant, et à penser de manière stratégique et proactive.Attitude et approche souples aux solutions commerciales.Capacité de diriger le travail dans un environnement inter fonctionnel et avec des personnes de différents échelons allant jusqu’à la direction.Capacité d’entretenir un niveau de communication approprié avec tous les échelons de l’entreprise et entre les divers segments d’activité.Excellentes habiletés en relations interpersonnelles et en leadership.Solides compétences en analyse, capacité d’établir des liens clairs entre les résultats financiers et les inducteurs de performance opérationnelle, capacité de gérer et prioriser plusieurs projets.Capacité à remettre le statu quo en question et à influencer la prise de décision.Excellentes habiletés en communication orale et écrite.Maîtrise de MS Excel et PowerPoint.Maîtrise de SAP PAPM ou d’outils similaires d’allocation.Connaissances approfondies et maîtrise des outils Microsoft Office (Word, Excel et PowerPoint), BPC, ThinkCell, Power BI et de l’analyse de données.Bilinguisme en français et en anglais (écrit et oral)Le.la titulaire de ce poste aura à soutenir de façon quotidienne des clients internes et/ou externes à l’extérieur du Québec et/ou aux États-Unis. Par conséquent, ce poste requiert une maîtrise de l’anglais à l’écrit et à l’oral. Veuillez noter que le nombre de postes dont les tâches requièrent une connaissance de la langue anglaise a été restreint dans la mesure du possible.--------------------------------------------------------------------------------------------------------------------------Job SummaryThe Senior Financial Analyst will be responsible for developing financial analyses relating to profitability and pricing strategies for the Pharmaceutical Distribution and Specialty Health businesses.Specific ResponsibilitiesSupport the Pharmaceutical Distribution and Specialty Health businesses, offering finance services specifically relating to profitability and pricing analyses as well as business case modeling and presentations.Prepares and leads part of the financial analysis process, specifically by generating financial business cases and documenting supporting assumptions.Performs value-add analyses on the Pharmaceutical Distribution and Specialty Health businesses and provides decision support, as well as identifies and articulates trends and emerging developments through close collaboration with key departmental stakeholders such as Logistics, National Operations, National Sales and Supply Solutions.Prepare and maintain profitability reports on various dimensions (manufacturers, customers, products, etc.).Collaborates with the Sr. Director FP&A of Pharmaceutical Distribution and Specialty Health on files related to financial planning and budgeting, operational & financial dashboards, benchmark competitive analyses and financial management presentations.Present and manage risks and opportunities for the business unit. Be proactive in providing recommendations to mitigate risks and implement opportunities.Contributes to the advancement of special projects such as profitability tool implementation as well as other process improvement projects.Job RequirementsBachelor of Commerce degree with a major in Finance or Accounting.Must have an accounting designation (CPA or CFA). MBA will also be considered.Minimum of 5 years of experience as a financial analyst or in a similar role.Demonstrates expertise in business case analysis and financial modeling and FP&A.Possesses a keen ability to understand and effectively construct financial models on complex business situations.Strong organizational/planning skills and a strong sense of urgency. Able to manage tight deadlines in a changing environment, strategic and proactive thinker, with a flexible attitude and approach to business solutions.Ability to work in a cross functional environment and with people at various levels up to senior management.Maintains appropriate levels of communication with all levels of the organization and across various business segments.Possesses strong interpersonal skills and leadership abilities.Strong analytical skills, able to clearly link financial results to operational performance drivers, and able to manage and prioritize multiple projects.Capable of challenging the status-quo and influencing the decision-making process.Possesses excellent communication skills, both written and oral.Proficiency in MS Excel and PowerPoint.Familiarity with SAP PAPM or similar allocation tools.Advanced knowledge and Proficiency in MS Office (Word, Excel and PowerPoint), BPC, ThinkCell, PowerBI and data analytics  Bilingual in French and in English (written and oral)The incumbent of this position will provide daily support to internal and/or external clients outside Quebec and/or in the United States. Therefore, he/she must be proficient in spoken and written English. Please note that the number of positions requiring English language skills has been limited where possible.We are proud to offer a competitive compensation package at McKesson as part of our Total Rewards. This is determined by several factors, including performance, experience and skills, equity, regular job market evaluations, and geographical markets. The pay range shown below is aligned with McKesson's pay philosophy, and pay will always be compliant with any applicable regulations. In addition to base pay, other compensation, such as an annual bonus or long-term incentive opportunities may be offered. For more information regarding benefits at McKesson, please click here.Notre échelle salariale de base pour ce posteOur Base Pay Range for this position$85,400 - $142,400McKesson est un employeur qui adhère aux principes d’égalité d’accès à l’emploi.McKesson offre des possibilités d'emploi égales aux candidat·e·s et aux employés, et s'engage à créer un environnement diversifié et inclusif, sans distinction de race, de couleur, de religion, de sexe, d'orientation sexuelle, d'identité de genre, d'origine nationale, de statut de vétéran protégé, de handicap, d'âge ou d'informations génétiques. Pour en savoir davantage sur les politiques de McKesson à cet égard, veuillez consulter notre page sur l'égalité des chances en matière d'emploi.McKesson is an Equal Opportunity Employer McKesson provides equal employment opportunities to applicants and employees and is committed to a diverse and inclusive environment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, disability, age or genetic information. For additional information on McKesson’s full Equal Employment Opportunity policies, visit our Equal Employment Opportunity page. Join us at McKesson!

Job DescriptionMcKesson, l’une des 10 premières entreprises du classement Fortune Global 500, touche à pratiquement tous les aspects des soins de santé et s’emploie à faire une réelle différence. Nous sommes reconnus pour notre capacité à offrir un savoir, des produits et des services qui rendent les soins de qualité plus accessibles et plus abordables. Chez nous, la santé, le bonheur et le bien-être de nos gens et des personnes que nous desservons sont prioritaires—et nous tiennent à cœur.Ce que tu fais chez McKesson a de l’importance. Nous favorisons une culture où tu peux t’épanouir et avoir un impact, et où tu es encouragé à proposer de nouvelles idées. Ensemble, nous façonnons l’avenir de la santé pour nos patients, nos communautés et nos équipes. Si tu souhaites dès aujourd’hui contribuer à la santé de demain, nous aimerions avoir de tes nouvelles.McKesson is an impact-driven, Fortune 10 company that touches virtually every aspect of healthcare. We are known for delivering insights, products, and services that make quality care more accessible and affordable. Here, we focus on the health, happiness, and well-being of you and those we serve – we care.What you do at McKesson matters. We foster a culture where you can grow, make an impact, and are empowered to bring new ideas. Together, we thrive as we shape the future of health for patients, our communities, and our people. If you want to be part of tomorrow’s health today, we want to hear from you.Aperçu du posteLe Chef de projet, PAPM jouera un rôle essentiel dans l’amélioration de la précision et de la flexibilité des allocations de coûts d’entrepôt. Cette personne collaborera étroitement avec des consultants externes, des experts internes en la matière (SMEs) et l’équipe de tarification pour concevoir, valider et mettre en œuvre des méthodologies d’allocation qui reflètent les réalités opérationnelles et soutiennent la prise de décisions stratégiques.Section A : Responsabilités clésDéveloppement et soutien du modèle : Assister les consultants externes dans la construction et l’amélioration des modèles PAPM pour les allocations de coûts d’entrepôt, en veillant à leur alignement avec la logique commerciale et l’intégrité financière.Collaboration interfonctionnelle : Travailler avec les SMEs de l’entrepôt et l’équipe de tarification pour identifier les facteurs de coûts, valider les hypothèses et garantir que les méthodes d’allocation reflètent les nuances opérationnelles.Analyse de scénarios : Développer et tester plusieurs scénarios d’allocation pour soutenir la budgétisation, les prévisions, la mesure de performance et les analyses ponctuelles.Intégration des données : Collaborer avec les équipes Finance, Comptabilité et TI pour assurer l’intégration fluide des modèles PAPM avec SAP et d’autres systèmes financiers.Documentation et gouvernance : Maintenir une documentation claire des méthodologies d’allocation, des hypothèses et des journaux de modifications. Soutenir les processus de gouvernance pour les mises à jour des modèles.Soutien aux tests : Résolution de problèmes et amélioration continue des modèles PAPM après leur mise en œuvre.Rapports et analyses : Générer des analyses à partir des résultats PAPM pour soutenir les revues d’affaires, les analyses de variance et la planification stratégique.Soutien à l’équipe FP&A : Collaborer avec l’équipe FP&A pour fournir un soutien analytique, en exploitant les résultats PAPM et les analyses financières pour améliorer la prise de décision, la budgétisation et les prévisions.Section B : QualificationsBaccalauréat en commerce avec spécialisation en finance ou comptabilité.Titre de CPA requis. Un MBA avec une spécialisation en finance sera également considéré.Plus de 7 ans d’expérience en FP&A, comptabilité analytique ou modélisation financière.Familiarité avec SAP PAPM ou des outils d’allocation similaires.Expérience en finance d’entrepôt ou de chaîne d’approvisionnement.Solides compétences analytiques et souci du détail.Excellentes aptitudes en communication et en gestion des parties prenantes.Bilingue (anglais/français) préféré.Section C : CompétencesCompréhension des principes d’allocation des coûts et de la comptabilité par activités.Capacité à traduire des concepts financiers complexes en analyses exploitables.Approche hautement analytique, toujours à la recherche des facteurs explicatifs des résultats.Autonomie, motivation, esprit entrepreneurial ; capacité à résoudre les problèmes.Solides compétences analytiques et techniques, capable de relier les informations et de traduire les résultats en actions commerciales.Excellentes compétences en communication écrite et orale.Compétences en planification et en prévision.Capacité à établir des relations solides avec l’équipe financière.Maîtrise avancée de MS Office (Word, Excel, PowerPoint), BPC, ThinkCell, PowerBI, IA.--------------------------------Position OverviewThe Project Lead, PAPM will play a critical role in enhancing the accuracy and flexibility of warehouse cost allocations. This individual will collaborate closely with external consultants, internal subject matter experts (SMEs), and the Pricing team to design, validate, and implement allocation methodologies that reflect operational realities and support strategic decision-making.Section A:Key ResponsibilitiesModel Development & Support: Assist external consultants in building and refining PAPM models for warehouse cost allocations, ensuring alignment with business logic and financial integrity.Cross-Functional Collaboration: Partner with WH SMEs and Pricing to identify cost drivers, validate assumptions, and ensure allocation methods reflect operational nuances.Scenario Analysis: Develop and test multiple allocation scenarios to support budgeting, forecasting, performance measurement and Ad hoc analysis   Data Integration: Work with Finance, Accounting, and IT to ensure seamless integration of PAPM models with SAP and other financial systems. OperationsDocumentation & Governance: Maintain clear documentation of allocation methodologies, assumptions, and change logs. Support governance processes for model updates.Support testing: troubleshooting, and continuous improvement of PAPM models post-implementation.Reporting & Insights: Generate insights from PAPM outputs to support business reviews, variance analysis, and strategic planning.FP&A Team Support: Collaborate with the broader FP&A team to provide analytical support, leveraging PAPM outputs and financial insights to enhance decision-making, budgeting, and forecasting.Section B - QualificationsBachelor of Commerce degree with a major in Finance or Accounting. CPA designation required. An MBA with a Finance background will also be considered.7+ years of experience in FP&A, cost accounting, or financial modeling.Familiarity with SAP PAPM or similar allocation tools.Experience in warehouse or supply chain finance.Strong analytical skills and attention to detail.Excellent communication and stakeholder management abilities.Bilingual (English/French) preferred.Section C – skills Understanding of cost allocation principles and activity-based costing.Ability to translate complex financial concepts into actionable insights.Highly analytical approach, constantly seeking to understand the driver for resultsSelf-managed, motivated, entrepreneurial style; brings matter to resolutionStrong analytical, technical skills and ability to link information together, capable of translating findings into business actionsExcellent written and verbal communications skillsPlanning and forecasting skillsAbility to effectively build solid relationships with the finance teamAdvanced knowledge and Proficiency in MS Office (Word, Excel and PowerPoint), BPC, ThinkCell, PowerbI, AIThe incumbent of this position will provide daily support to internal and/or external clients outside Quebec and/or in the United States. Therefore, he/she must be proficient in spoken and written English. Please note that the number of positions requiring English language skills has been limited where possible.***Le.la titulaire de ce poste aura à soutenir de façon quotidienne des clients internes et/ou externes à l’extérieur du Québec et/ou aux États-Unis. Par conséquent, ce poste requiert une maîtrise de l’anglais à l’écrit et à l’oral. Veuillez noter que le nombre de postes dont les tâches requièrent une connaissance de la langue anglaise a été restreint dans la mesure du possibleWe are proud to offer a competitive compensation package at McKesson as part of our Total Rewards. This is determined by several factors, including performance, experience and skills, equity, regular job market evaluations, and geographical markets. The pay range shown below is aligned with McKesson's pay philosophy, and pay will always be compliant with any applicable regulations. In addition to base pay, other compensation, such as an annual bonus or long-term incentive opportunities may be offered. For more information regarding benefits at McKesson, please click here.Notre échelle salariale de base pour ce posteOur Base Pay Range for this position$85,400 - $142,400McKesson est un employeur qui adhère aux principes d’égalité d’accès à l’emploi.McKesson offre des possibilités d'emploi égales aux candidat·e·s et aux employés, et s'engage à créer un environnement diversifié et inclusif, sans distinction de race, de couleur, de religion, de sexe, d'orientation sexuelle, d'identité de genre, d'origine nationale, de statut de vétéran protégé, de handicap, d'âge ou d'informations génétiques. Pour en savoir davantage sur les politiques de McKesson à cet égard, veuillez consulter notre page sur l'égalité des chances en matière d'emploi.McKesson is an Equal Opportunity Employer McKesson provides equal employment opportunities to applicants and employees and is committed to a diverse and inclusive environment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, disability, age or genetic information. For additional information on McKesson’s full Equal Employment Opportunity policies, visit our Equal Employment Opportunity page. Join us at McKesson!

Job Description161 Bay Street (93021), Canada, Toronto,Toronto, Ontario,Senior Manager, Strategy and Analytics - Credit Risk ManagementAbout Capital One CanadaFor over 20 years, we’ve been on a mission to change banking for good and build relationships by making credit accessible, simple, intuitive and rewarding. We want to help Canadians succeed with credit, because we believe in people — in our customers, in our associates, and in talent like you! Yes, we’re a credit card company, but we’re more than that too. With your help, we’ll build the next generation of banking in Canada based on customer-focused values, compelling products and great engineering. Our culture is built on openness, collaboration, and diverse perspectives — and fraud prevention is at the heart of protecting our customers and our business.  From day one, you’ll have the opportunity to work on solving complex problems, using data-driven decision making to enhance the overall business strategy, while still maintaining work/life balance. At Capital One, we love to give our Senior Managers the opportunity to rotate to roles across various teams, so while this role is within the Fraud Strategy team, you will have the opportunity to rotate to new teams throughout your time at Capital One. This is part of our winning formula for creating great future leaders and as such, this role is well suited to high performers looking for growth opportunities.About the Role As a Senior Manager, Strategy & Analytics at Capital One, you will apply your strategic and analytical skills to major company challenges. You will work with senior leaders across the Capital One organization to create solutions that drive transformational business change. And you'll do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation. Furthermore:Credit Advisor partnering with business leadership working across the Canada business and with strong links to UK and US CardReview and challenge of first line strategy to drive better business and customer outcomesInfluential beyond the typical expectations of the job level through working in a small team with broad scopeHigh degree of senior exposure to leaders in Canada and Credit Risk Management organizationsYou will lead a team to formulate strategies, collaborate with experts in areas like legal and technology, and influence senior leadership on critical decisions. You will be a thought leader and influence associates from other job families as well as other people leaders. We work in agile, cross-functional teams so you’ll also have the opportunity to learn from others like Data Scientists, Process Managers and Brand Strategists too.Your ResponsibilitiesStrategic leadership: Develop business strategies that will drive growth, profitability, and competitive success for Capital One in the face of shifting consumer and regulatory behavior Product:  Develop and implement new product and pricing strategies for various lending products; lead product level modeling/analyticsMarketing:  Lead direct to consumer marketing efforts for select products, and strategic intent for products distributed through various channels.  Build targeted insights to inform the design and development of new customer experiences, as well as breakthrough technology and concepts designed to deliver on new go-to-market strategiesCredit Risk:  Drive step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysisExecution:  Coordinate across the line of business to manage and sequence delivery of business intent, build business requirements and execute against the product strategy. Oversee multiple projects and programs concurrentlyPartnership:  Work closely with colleagues across Capital One including: Technology and Software Engineering, Product, Operations, Finance and others to drive improvement in quality, volume, service, and profitabilityWe are looking for big picture thinking, strategic leaders who possess a range of strengths:   Business ownership: Have an ownership mindset, and potentially P&L accountability for a business segment.  Strategic planning with a 1-3 year horizon. Leadership:  Will act as a thought leader and develop a team of analysts.  Coaching and mentoring associates throughout the organization with a goal of developing and retaining talent at Capital One.Strategic & analytic orientation: A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the business is based on rigorous analytic marketing & credit risk managementStrong business judgment, leadership and integrity: Be a tenacious decision maker, able to bring a healthy, aggressive, yet responsible approach to businessStrong executive communication skills: Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skillsClear results orientation: display an intense focus on achieving both short and long term goals. He/she should be able to drive and execute an agenda in an uncertain and fluid environmentBasic Qualifications:A bachelor’s degree or higher4+ years of work experience inclusive of quantitative analysis and project management Demonstrated ability to drive business strategy from inception to implementation, leading cross-functional teamsPreferred Qualifications Master’s Degree4+ years of experience in quantitative and qualitative analysis, or;4+ years of experience in financial modeling and economic forecasting Successful track record of thriving in a fast paced, entrepreneurial and dynamic environment. Previous consulting experience is a plus
Working at Capital One
Enjoy a hybrid work environment, with 3 days in the office. Build a comfortable workspace with our one-time, Work From Home allowance and enjoy our head office located conveniently across the street from Union Station. 
Live well—physically, financially and emotionally. Receive support for you and those who are most important to you, with full coverage for spouses, domestic partners, and dependents. With up to $3000 in mental health coverage and up to $5000 in tuition subsidies per year—and much more—you’ll discover that Capital One is committed to helping you live your best life. 
We may use your information for automated decision making. We may, for certain purposes, render a decision based exclusively on automated processing of your personal information as a part of the candidate screening process.Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ARCanada@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

Job Description161 Bay Street (93021), Canada, Toronto,Toronto, Ontario,Senior Associate, Underwriting & Valuations Strategy AnalystAbout Capital One Canada.For over 20 years, we’ve been on a mission to change banking for good and build relationships by making credit accessible, simple, intuitive and rewarding. We want to help Canadians succeed with credit, because we believe in people — in our customers, in our associates, and in talent like you! Yes, we’re a credit card company, but we’re more than that too. With your help, we’ll build the next generation of banking in Canada based on customer-focused values, compelling products and great engineering. Our Strategy & Analytics Roles are like management consulting, but better. From day one, you’ll have the opportunity to work on solving complex problems, using data-driven decision making to enhance the overall business strategy, while still maintaining work/life balance. At Capital One, we love to give our Strategy Analysts the opportunity to rotate to roles across various teams, so while this role is within the Underwriting & Valuations team, we will consider your application for multiple Strategy & Analytics teams as well as offer you the opportunity to rotate to new teams throughout your time at Capital One. This is part of our winning formula for creating great future leaders and as such, this role is well suited to high performers looking for growth opportunities.About the TeamThe Underwriting & Valuations team consists of Strategy Analysts and Data Scientists who come together to build our models and policies which lead to our underwriting outcomes.  This team collaborates with our best in class Credit Risk Management group to create robust analysis and implement credit based strategies. About the RoleIn this role, you will get deep into the data, iterating on decision scenarios until you find the outcome that best aligns with your strategy.  You will complete deep analysis and prepare robust presentations to gain approval and buy in from leadership.  This role also provides the opportunity to work with product and strategy teams to implement the changes, understand customer behaviour and continue to iterate on your implemented strategy. From a technical perspective, you’ll have access to various coding and visualization tools. You’ll work with SQL to query data, use spreadsheets and Python-based notebooks to organize it, and Slides to present it, along with other modern analytics tools, such as Tableau and Quicksight. To continue your learning, you’ll also join the Canada Analyst Development Program (CADP), which takes place over your first year with us. The program provides comprehensive foundational training not only in credit underwriting but also across various other key areas, including marketing, fraud prevention, risk management, customer lifecycle, etc. to equip you with the skills and knowledge to make meaningful contributions to cross-functional projects.  
 Your Responsibilities: You will be responsible for one of the areas of underwriting and valuations, such as new applications or credit limit increases.  You will deep dive into the performance of existing strategies, with access to a vast amount of data which you will analyze to create recommendations to determine how we extend credit.You will build the case to bring strategies to market and work with product and technology teams to implement them.  With our in-house technology, you get to see your work through to delivery in real time. As the owner of the strategy, you can then evaluate performance and continue to adjust and improve your strategy as needed.As the expert of your area, you will influence the strategic roadmap of the team and collaborate across the underwriting and valuations team to drive change.You will use technical analytical skills (such as SQL and Python) to complete the analysis.
Basic Qualifications:2-5 years of experience, with an established history of leveraging analytical skills to effectively influence strategic decisions A bachelor’s degree or higherExperience working in a team environment, with a strong ability to collaborate effectively with othersExperience in coding (e.g. Complete SQL scripts, Python notebooks) and data visualization (e.g. Tableau, QuickSight).Preferred Qualifications:Experience in underwriting and valuations with a basic understanding of credit card or other loan based underwritingWorking at Capital One.Enjoy a hybrid work environment, with 3 days in the office. Build a comfortable workspace with our one-time, Work From Home allowance and enjoy our head office located conveniently across the street from Union Station. Live well—physically, financially and emotionally. Receive support for you and those who are most important to you, with full coverage for spouses, domestic partners, and dependents. With up to $3000 in mental health coverage and up to $5000 in tuition subsidies per year—and much more—you’ll discover that Capital One is committed to helping you live your best life. We may use your information for automated decision making. We may, for certain purposes, render a decision based exclusively on automated processing of your personal information as a part of the candidate screening process. Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ARCanada@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).