Responsibilities - Responsible for underwriting CMHC-insured multi-family real estate mortgages (5+ units) of all applicable asset classes, including: purpose-built rental (5+ units), student housing, supportive/assisted living, and construction. - Work with origination team and trusted broker sources to pre-screen and qualify new CMHC loan opportunities in an efficient manner. - Prepare detailed analysis, term sheets, commitment letters and credit applications to CMHC to obtain CMHC approval. - Ensure strict adherence to CMHC multi-unit guidelines, policies, and regulatory requirements for mortgage origination, underwriting, and servicing. - Organize and maintain an up-to-date deal sheet. - Provide support in the funding & closing of CMHC loan transactions.
Qualifications - Minimum 5+ years relevant experience in CMHC-insured underwriting (multi-family ONLY), with a strong understanding of CMHC multi-unit guidelines and regulations. - A strong understanding of the CMHC application platform would be ideal. - Superior written and analytical skills. - Proficient in Microsoft Excel and Word. - Strong interpersonal, organizational and time management skills. - Ability to work independently, as well as within a Team, and under time pressure. - Ability to communicate effectively with brokers and other third-party referral sources. - Bilingual (French/English) is an asset.
About Harbour Mortgage Harbour Mortgage Corp. is a private commercial mortgage lender providing first, second, construction, bridge, and mezzanine commercial mortgages and CMHC-insured mortgages. Harbour has originated and funded over $7 billion in real estate debt transactions in all major markets across Canada. Harbour Mortgage Corp. administers $1.5+ billion in mortgage investments.
Responsibilities: Responsible for underwriting commercial real estate mortgages across all asset classes (multi-residential, retail, industrial, office, land, etc.). Work with origination team to pre-screen and qualify new loan opportunities in an efficient manner. Prepare detailed analysis, term sheets, commitment letters and credit submissions for bridge, construction, inventory and high ratio loans. Organize and maintain an up-to-date deal sheet. Provide support in closing loan transactions.
Qualifications: Minimum 3 years relevant experience in commercial real estate lending. Experience with multi-residential repositioning and construction loans. Superior written and analytical skills. Strong interpersonal, organizational and time management skills. Ability to work independently and under time pressure. Ability to effectively communicate with brokers and other third-party referral sources.
About Harbour Mortgage Corp.: Harbour Mortgage Corp. is a private commercial mortgage lender providing first, second, construction, bridge, and mezzanine loans on income producing properties and development projects. Harbour has originated and funded over $9 billion in real estate debt transactions in all major markets across Canada with annual volumes of $1 billion. Harbour Mortgage Corp. currently administers approximately $1.6 billion in mortgage investments.
